Mortgage Pre-Approval

Stand out to sellers.

A pre-approval letter shows sellers you’re serious — and ready. Get yours in minutes, with no commitment and a clear view of the rate and payment you qualify for.

See my offer

In Seconds · No Credit Pull · No Obligation · Multi-Lender Comparison

The Basics

The advantage that turns offers into accepted contracts.

A mortgage pre-approval is a comprehensive review of your finances by a lender — income, assets, employment, credit. Unlike a pre-qualification (a quick self-reported estimate), a pre-approval is backed by verified documentation. It tells sellers you can actually close, and it tells you exactly where to focus your home search.

Competitive Edge

Sellers take you seriously.

Most sellers won’t even consider an offer without a pre-approval letter. Yours tells them you’re real — and ready.

Negotiating Leverage

Win the multi-offer.

In a competitive market, your pre-approval letter often decides whether your offer gets accepted or overlooked.

Agent Priority

Top agents take you on.

Experienced realtors prioritize pre-approved buyers — you get their best listings, their best time, and their best advice.

Clear Budget

Shop with real numbers.

Know exactly what you qualify for before you fall in love with a listing that’s out of range. No guessing, no wasted tours.

No Surprises

Your payment, nailed down.

See principal, interest, taxes, and insurance upfront — so there’s no shock at closing or in your new household budget.

Faster Closing

Your file is already moving.

Your financials are already reviewed. Once you’re under contract, closing moves meaningfully faster than starting from scratch.

What You’ll Know

Three numbers that change how you shop.

Your pre-approval answers the three questions every serious homebuyer needs to know before making an offer.

01 · Maximum Loan Amount

Your borrowing ceiling.

The maximum mortgage amount you qualify for — giving you a clear, realistic budget before you start making offers. No guessing. No wasted tours.

02 · Monthly Payment

What you’ll actually pay.

An estimate of your monthly mortgage payment including principal, interest, property taxes, and homeowners insurance — the real number that hits your bank account.

03 · Interest Rate

The rate you qualify for.

Your current qualifying rate — not locked yet, but a realistic picture of your financing terms so you can plan with confidence.

The Process

How pre-approval works at Lendmire.

Four steps from first click to letter in hand — most clients finish in 24 hours or less.

Step 01

Start your application.

Complete our 30-second online questionnaire. Goals, income, basic financials — that’s it to get started.

Step 02

Submit your documentation.

We’ll review income, employment, assets, and credit. Typical docs: pay stubs, bank statements, government ID.

Step 03

Review your options.

A specialist walks you through loan programs, rates, and payments across multiple wholesale lenders.

Step 04

Receive your letter.

Once approved, your pre-approval letter is ready to submit with any offer. Most sellers won’t consider offers without one.

Why Lendmire

Start your homebuying journey with confidence.

A pre-approval is only as good as the lender behind it. Here’s what makes Lendmire different from the bank down the street or the big-box online lender.

01 · Multi-Lender Shopping

Programs compared for you.

As a brokerage, we shop top wholesale lenders to find the best rate and structure for your specific profile — not just one bank’s offer. You see what’s actually available.

02 · Specialist Guidance

Real humans, not call centers.

Your Lendmire specialist walks you through every step — from which documents you need to which loan program makes the most sense for your situation and long-term goals.

03 · Full Loan Portfolio

Every loan type under one roof.

Conventional, FHA, VA, USDA, jumbo, and specialty programs. Get pre-approved across the full portfolio — so if one path doesn’t work, we have alternatives.

Client Reviews

What homebuyers are saying.

Real feedback from real clients — the people who trusted Lendmire with one of the biggest decisions of their lives.

    
 
 
          Joseph Edwards 
 
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend, Cori was awesome to work with and had great communication. She was very helpful and got us through everything to close.
  
 
         K Star Real Estate LLC 
 
 
 
 Trustindex verifies that the original source of the review is Google. Cori on the Lendmire team was phenomenal! She was two steps ahead through the entire process of purchasing an investment property.  She was solving problems before anyone knew there could have been a problem.  Great communication,  great availability,  all around a great person to work with.  She is the reason our deal closed.  We look forward to working with her again in the very near future!
  
 
         Tristen Mosley 
 
 
 
 Trustindex verifies that the original source of the review is Google. Alayna Pack is very knowledgeable, helpful, communicative, and transparent. Highly recommend.
  
 
         J Mills 
 
 
 
 Trustindex verifies that the original source of the review is Google. Leigh is absolutely the best! Professional yet personable, diligent, and incredibly responsive. She was with us throughout the process and helped us secure a competitive rate. Leigh went above and beyond to make sure all of our questions were answered, and offered deep explanations for questions that arose. We felt supported through the entire process and trust her expertise completely. 5 stars!
  
 
         Tyjuana Atkinson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Awesome experience!!!!!!! Leigh had our best interest at heart from beginning to the end.
  
 
         Anna Hernandez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Curt Galbraith was a Great Loan Originator and goes above and beyond for his clients, working with him on this transaction was so easy. I would recommend him for any Buyers looking to Buyer or Refinance. Great Service all around
  
 
         RustynKelli Shelton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brenda is absolutely one of the most professional hardworking lenders we have ever dealt with; she’s helped clients of ours and now us personally. Her communication is top notch, you never feel like you’re forgotten or left to figure things out on your own, great to answer questions and explain each step. Definitely recommend Brenda to walk along beside you in your purchase process!
  
 
         Isaac Alonzo 
 
 
 
 Trustindex verifies that the original source of the review is Google. As a first time home buyer Curt Galbraith was a wonderful man, he explained everything i had questions about and took time out of his day to meet up late at nights after my night shift, to explain things to me .Over all  Curt was really helpful all through closing and always there when you needed him. Thank you so much Curt for helping me through out the whole process.
  
 
         Jason Fleck 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brenda, Samantha and the Lendmire team were absolutely fantastic to work with. We had to jump through some major hurdles to get this home done, which most lenders would have gave up, they kept pushing to get this home done for us. I would absolutely recommend Brenda and team to anybody. Thank you so much for your commitment, communication, perseverance through the whole process.

Jason & Brooke

Get Started

Ready to get your pre-approval letter?

See your offer in seconds. No credit pull, no obligation.

See my offer