Down payment help for buyers the rules leave out.
The Boost DPA program provides up to 5% of the home’s purchase price for down payment, closing costs, or rate reduction — without income limits, first-time buyer requirements, or the restrictions most DPA programs attach.
DPA without the usual fine print.
Most down payment assistance programs are built around strict borrower eligibility — income caps tied to the area median, first-time buyer requirements, geographic restrictions, mandatory homebuyer education courses. The rules exist for good reason, but they also leave out a lot of buyers who genuinely need the help.
Boost is a DPA program that works differently. Structured to follow FHA guidelines, Boost extends up to 5% of the purchase price and reaches buyers most standard DPA programs won’t. No income limits. No first-time buyer requirement. Funds can go toward the down payment, closing costs, or a temporary rate buydown. Forgivable and repayable options are available. It’s DPA built for the buyers the standard programs overlook.
Three ways Boost works for you.
Apply Boost funds where they matter most — down payment, closing costs, or rate reduction.
Boost Forgivable
Up to 5% assistance with a 5-year forgivable term. Zero interest, no monthly payments. Stay in the home for 5 years and the DPA is fully forgiven.
Boost Repayable
10-year repayable option with amortization schedules of 10, 20, or 30 years. Lower or no upfront cost with predictable long-term payments.
Boost Rate Buydown
Apply Boost funds toward a temporary interest rate buydown — reducing your monthly payment in the early years when cash flow matters most.
DPA done right the first time.
Down payment assistance is a patchwork — every program has its own documentation, eligibility rules, and structuring quirks, and they change over time. Boost is one of several DPA programs we work with, and it’s often the right fit for buyers excluded by stricter programs. The value we bring is knowing which DPA program fits your scenario, how it pairs with your primary mortgage, and what the real costs are over time.
We handle DPA from eligibility review through closing. No confusion about whether Boost funds can cover your specific scenario, no surprises at the closing table about how the DPA layers with your primary loan. Just the right program, structured correctly, underwritten on time, and closed without drama.
Fewer gates, more access.
Know before you borrow.
Down payment assistance guides, FHA pairing strategies, and homebuying tips from our licensed loan officers.
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Tools to move from reading to action.
Payment calculator
Estimate your FHA payment with Boost DPA applied — principal, interest, taxes, insurance, and how Boost shifts your monthly cost.
Calculate Tool TwoGet pre-approved
Start your Boost pre-approval in under 30 seconds. A Lendmire specialist will follow up to confirm eligibility and structure.
Start Tool ThreeBrowse programs
See every loan program Lendmire offers — from DPA to conventional to DSCR — and find the right fit.
BrowseSee if Boost DPA fits your purchase.
Review Boost financing options in about 30 seconds. No commitment required.
Get Pre-Approved