Loan Options - Lendmire

Let's Find Your Perfect Loan

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Conventional Loan

Conventional mortgages are home loans not insured by the government, offering flexible terms and competitive rates for borrowers with strong credit.

FHA Loan

FHA mortgages are government-insured loans designed to help homebuyers with lower down payments and more flexible credit requirements.

VA Loan

VA mortgages are government-backed loans for veterans and active-duty military members, offering benefits like zero down payment and no private mortgage insurance.

Rehab Loan

Rehab mortgages are specialized loans designed to finance the purchase and renovation of a property, allowing buyers to roll the cost of repairs into a single mortgage.

USDA Loan

USDA mortgages are government-backed loans for rural and suburban homebuyers, offering benefits like zero down payment and flexible income requirements.

Jumbo Loan

Jumbo mortgages are loans that exceed standard conforming loan limits, designed for financing high-value properties, often requiring a larger down payment and stronger credit.

Down Payment Assistance Loan

The Boost Down Payment Assistance (DPA) Program provides financial assistance to eligible borrowers, enabling them to cover down payment and closing costs.

Home Equity Line of Credit (HELOC)

The Home Equity Line of Credit (HELOC) or Home Equity Loan lets you tap into your home’s equity for renovations, debt consolidation, or major expenses, giving you flexible financing.

DSCR-Investment Property Loan

A Debt Service Coverage Ratio (DSCR) loan is a type of financing primarily used by real estate investors to purchase or refinance income-producing properties.

Bank Statement Loan

The Bank Statement Loan Program allows self-employed borrowers to qualify for a mortgage using business or personal bank statements, rather than tax returns or W-2s.

Reverse Mortgage Loan

The Reverse Mortgage Program allows eligible homeowners aged 62 and older to convert a portion of their home equity into cash, with no monthly mortgage payments required.

Refinance Loan

Refinancing your mortgage can offer significant financial benefits, whether you’re looking to lower your monthly payments, reduce your interest rate, or access cash for home improvements.

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