Where We’re Licensed
Federal disclosures (apply in all states)
- Company: Lendmire LLC, NMLS #2371349
- TRID timing: Loan Estimate within 3 business days of application; Closing Disclosure at least 3 business days before closing.
- Right to rescind: For eligible refinances/home-equity loans, you may cancel within 3 business days after signing.
- Equal Housing & Fair Lending: We comply with all federal fair-lending laws.
- RESPA: We do not pay or receive kickbacks or unearned fees.
- General: This is not a commitment to lend. All loans subject to approval, underwriting, and appraisal.
Alabama (AL)
California (CA) — DFPI / California Financing Law
Loans made or arranged pursuant to a California Financing Law license.
Commercial Financing Disclosure (SB 1235)
For covered commercial financing, a written disclosure must be provided when extending a specific offer. Disclosures include:
- Total amount of funds provided
- Total dollar cost of financing
- Term or estimated term
- Payment method, frequency, and amount
- Prepayment policies
- Annualized total cost (APR-style)
The recipient must acknowledge the disclosure in writing before completion.
- Equal Housing Opportunity — we do not discriminate on any prohibited basis.
- This is not a commitment to lend. All loans subject to underwriting and appraisal.
Colorado (CO)
Florida (FL)
Georgia (GA)
Indiana (IN)
Michigan (MI)
Montana (MT)
New Mexico (NM)
North Carolina (NC)
Ohio (OH)
Pennsylvania (PA)
Tennessee (TN)
Texas (TX) — includes state-specific disclosures
Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). A recovery fund exists for certain actual out-of-pocket damages caused by acts of licensed residential mortgage loan originators.
- 12-day waiting period for home equity loans
- Refinancing restrictions (1-year rule)
You may choose your own insurance provider.
Virginia (VA) — includes state-specific disclosures
You have the right to select the settlement agent to handle the closing of your transaction.
Washington (WA) — Consumer Loan Company License
- This is not a commitment to lend. All loans subject to credit and collateral approval.
- Equal Housing Opportunity — we do not discriminate on any prohibited basis.
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