Brenda Berryhill, Senior Mortgage Originator at Lendmire
Senior Mortgage Originator

Brenda Berryhill

NMLS# 2609695

Get Pre-Approved with Brenda
30-Second Start · No Commitment · Direct Line to Brenda

Get In Touch

Reach out to Brenda directly.

Call, email, or apply online — whichever feels right. You’ll always reach Brenda personally, never a call center.

Direct Contact

Take Action

About Me

Be Admired.

As a seasoned professional in the real estate industry with a strong background as a banker, a REALTOR®, and a title officer, I bring a unique skill set to the table that sets me apart. With years of experience, I have a deep understanding of financial and market trends that allow me to navigate the real estate landscape with ease.

I am committed to providing exceptional service and ensuring a smooth and successful transaction every time. Trust me to be your real estate partner and let me help you make your real estate dreams a reality.

Credentials

Background you can trust.

A track record of education, licensing, and recognition — the foundation behind every loan that closes.

01 · Education

Academic foundation.

  • Eastern New Mexico University Bachelor’s Degree — Music Education and Business

02 · Licensing

Authorized to serve.

  • Mortgage Originator License Florida · Texas · New Mexico · North Carolina
  • DSCR Financing in 40 States Investor & business-purpose loans
  • NMLS# 2609695 Nationwide Multistate Licensing System

03 · Recognition

Earned distinctions.

  • Lendmire Million Premier Circle Top production recognition

Mortgage Calculator

Run the numbers before you call.

See your estimated payment, total interest, and amortization across loan programs — then reach out when you’re ready to talk specifics.

Property Details

Qualify on rental cash flow.

$
%
%
Indicative rate · varies by FICO, LTV, program
$
$
$
$
DSCR Ratio
1.27
Qualifies · 1.00 +
0.001.002.00+
Loan Amount $320,000
Principal & Interest $2,237
Tax + Insurance + HOA $450
Monthly Cash Flow +$213
About DSCR Qualify the property, not you. No tax returns, no W-2s, no employment verification. The property’s rental income divided by its total monthly debt service must typically clear 1.00 to qualify — higher ratios unlock better pricing.
No tax returns. Close in an LLC. STR-friendly.
Get A Quote
Standard Financing

Backed by Fannie & Freddie.

$
%
%
Indicative rate · varies by FICO, LTV, program
$
$
$
Total Monthly Payment
$3,311
Includes principal, interest, tax, insurance & PMI.
Loan Amount $382,500
Principal & Interest $2,480
Property Tax $350
Homeowners Insurance $150
PMI Private Mortgage Insurance $159
About Conventional The most flexible loan type — pricing rewards strong credit. PMI applies under 20% down but drops off at 78% LTV automatically. HomeReady® and Home Possible® programs allow as little as 3% down for eligible first-time buyers.
The most flexible path to ownership.
Get A Quote
VA Benefit

Zero down, no PMI.

$
%
%
Indicative rate · varies by lender, FICO, LTV
$
$
Total Monthly Payment
$2,968
No PMI required on VA loans. Funding fee rolled into loan amount.
Base Loan Amount $400,000
VA Funding Fee Rolled Into Loan $8,600
Total Financed $408,600
Principal & Interest $2,516
Property Tax $300
Homeowners Insurance $150
About VA Loans A benefit earned through service. Zero down, no monthly mortgage insurance, competitive rates, and no prepayment penalty. Funding fee is financed into the loan and may be waived for veterans with service-connected disability ratings.
A benefit earned through service.
Get A Quote
Government-Backed

Your first door.

$
%
%
Indicative rate · varies by lender, FICO, LTV
$
$
$
Total Monthly Payment
$2,560
Includes MIP (FHA mortgage insurance) — UFMIP rolled into loan.
Base Loan Amount $313,625
UFMIP 1.75% Upfront · Financed $5,488
Total Financed $319,113
Principal & Interest $2,017
Monthly MIP 0.55% annual $146
Property Tax $250
Homeowners Insurance $125
About FHA Built for first-time buyers and borrowers who don’t fit the conventional box. Gift-friendly down payment and flexible DTI ratios. Mortgage insurance is required for the life of the loan in most cases.
Your first door is closer than you think.
Get A Quote

Why Work With Me

A different kind of mortgage experience.

Three things that set this process apart — from your first conversation to the day you close.

01 · My Approach

Every side of the closing table.

I’ve been a banker, a REALTOR®, and a title officer — three perspectives most originators never see. That means I anticipate the issues before they become problems and speak fluently with every party in your transaction.

02 · The Lendmire Advantage

Multi-lender shopping.

Lendmire is a brokerage — we shop top wholesale lenders to find the best rate and structure for your profile. You don’t get one bank’s offer. You get the right one.

03 · Direct Access

Real human, not a call center.

You work with Brenda directly — from preapproval through closing. Same name on the email, same voice on the phone, same person at the closing table. Calls returned same-day, questions answered honestly, and a process that adapts to your timeline — not the other way around.

Client Reviews

What Brenda’s clients are saying.

Real Google reviews from real homebuyers — the people who trusted Brenda with one of the biggest decisions of their lives.

★★★★★

Brenda is absolutely one of the most professional hardworking lenders we have ever dealt with; she’s helped clients of ours and now us personally. Her communication is top notch, you never feel like you’re forgotten or left to figure things out on your own, great to answer questions and explain each step. Definitely recommend Brenda to walk along beside you in your purchase process!

R
RustynKelli Shelton 10 reviews
Posted 12 weeks ago · Google Review
★★★★★

Brenda, Samantha and the Lendmire team were absolutely fantastic to work with. We had to jump through some major hurdles to get this home done, which most lenders would have gave up, they kept pushing to get this home done for us. I would absolutely recommend Brenda and team to anybody. Thank you so much for your commitment, communication, perseverance through the whole process. — Jason & Brooke

J
Jason Fleck 9 reviews
Posted 18 weeks ago · Google Review
★★★★★

Wonderful to work with, always answers questions and concerns quickly, helped us find a house within our budget and to our liking, even went up to bat for us with the home owner, overall 10/10 would recommend

R
Roc Gun 2 reviews
Posted 26 weeks ago · Google Review
Get Started

Ready to get pre-approved with Brenda?

Start your application in about 30 seconds. Brenda will reach out personally to walk you through the next steps — no commitment required.

Get Pre-Approved with Brenda