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First Time Home Buyer

Finding Your Home Sweet Spot: How to Determine What You Can Afford

May 18, 2026January 13, 2024 by Brandon Miller, NMLS# 1129696

Before you embark on your journey to homeownership, it’s crucial to determine how much home you can afford comfortably without straining your finances. Here are some strategies to …

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Categories Buying a Home, First Time Home Buyer, Mortgage Tips

5 Mistakes To Avoid As A First-Time Home Buyer

May 18, 2026November 27, 2023 by Brandon Miller, NMLS# 1129696

Embarking on the journey to homeownership is an exhilarating experience, but it comes with its share of challenges and pitfalls, especially for first-time buyers. To ensure a smoother …

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Categories First Time Home Buyer

Demystifying the Mortgage Approval Process: A Step-by-Step Guide for First-Time Homebuyers

May 18, 2026October 30, 2023 by Brandon Miller, NMLS# 1129696
FHA Loan - Lendmire

Embarking on the journey to homeownership is an exciting yet often daunting experience, especially for first-time buyers. The heart of this adventure lies in understanding the intricate steps …

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Categories First Time Home Buyer

What Credit Score Do I Need to Get a Mortgage?

May 18, 2026August 7, 2023 by Brandon Miller, NMLS# 1129696

Generally, a credit score of 620 or higher will get the best terms for a mortgage. A higher credit score can make the underwriting and approval process faster …

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Categories Credit, First Time Home Buyer

How Long Does It Take to Buy a Home?

May 18, 2026July 31, 2023 by Brandon Miller, NMLS# 1129696

The exact time that it takes to get from the home search process to turning the key and walking into your new home can vary. Generally, it’s best …

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Categories First Time Home Buyer

First Steps to Buy a Home

May 18, 2026July 24, 2023 by Brandon Miller, NMLS# 1129696

If you’ve been dreaming of owning your own home, you may be ready to start looking for something with a dreamy master bedroom, plenty of outdoor entertaining space, …

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Categories First Time Home Buyer

Getting Pre-Qualified for a Housing Offer

May 18, 2026July 17, 2023 by Brandon Miller, NMLS# 1129696

If you’re getting ready to start your housing search, there are a few documents that can be helpful to have on hand. These can make the offer process …

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Categories First Time Home Buyer, Mortgage Tips

How Much Do You Need as a Down Payment on a House?

May 18, 2026July 10, 2023 by Brandon Miller, NMLS# 1129696

In the market to purchase a home? You may be wondering how much you need to save for a down payment. Typically, 20% of the purchase price  is …

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Categories First Time Home Buyer, Mortgage Tips

Are There Any Extras Included when I Buy Real Estate?

May 18, 2026June 5, 2023 by Brandon Miller, NMLS# 1129696

You’ve hashed out the details of buying a home. From price per square foot to insurance premiums, you know exactly what you’re getting and what it will cost. …

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Categories Closing, First Time Home Buyer

Why You Need a Real Estate Agent to Find Your Dream Home, And How to Find One

May 18, 2026May 15, 2023 by Brandon Miller, NMLS# 1129696

Everyone wants to buy their dream home. You can picture it in your mind, you just need to find it in real life. Making that happen is not …

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Categories First Time Home Buyer

Understanding the National Association of Realtors

May 18, 2026April 24, 2023 by Brandon Miller, NMLS# 1129696

If you have considered buying or selling a home, you may have talked to a real estate professional about how they can help you with the process. A …

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Categories First Time Home Buyer, Real Estate Tips

What to Know about an Earnest Money Deposit

May 18, 2026April 17, 2023 by Brandon Miller, NMLS# 1129696

As you get ready to buy a home, there are a lot of terms to know. One of the first that you will come across is Earnest Money …

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Categories First Time Home Buyer

Navigating Homeownership: Know Your Needs

May 18, 2026April 3, 2023 by Brandon Miller, NMLS# 1129696

You may think that the first step to buying a home is to make an offer. While that is an exciting milestone, there are plenty of things you …

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Categories First Time Home Buyer, Home Owner Tips

How to save for a down payment

May 18, 2026March 17, 2023 by Brandon Miller, NMLS# 1129696

It might seem like it will be costly to purchase a home, and you might think that you will have a considerable down payment. Oftentimes, because people think …

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Categories First Time Home Buyer, Mortgage Tips, USDA Loan, VA Loans

Can I Afford a Mortgage?

May 18, 2026February 13, 2023 by Brandon Miller, NMLS# 1129696

If you’re getting ready to start house shopping, you’ve probably taken a good look at your budget and wondered how much house you can afford. Maybe you’re asking …

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Categories First Time Home Buyer, Mortgage Tips
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