Everything you need to know about getting a mortgage.
Guides, articles, and resources covering every step of the process — from first-time buyer basics to advanced investor strategies.
Start With Pre-ApprovalThe six things every borrower should know.
If you read nothing else on this site, read these six guides. They cover the questions every mortgage borrower asks — and the answers that shape every loan decision that follows.
How to get pre-approved
What a pre-approval letter actually means, what documents you’ll need, and how long it takes.
ReadDown payment explained
How much you really need, program minimums, and when smaller down payments make sense.
ReadCash to close
The difference between down payment and cash to close — and what to expect at the closing table.
ReadLoan types compared
Conventional, FHA, VA, USDA, and jumbo — what each is for and how to choose the right fit.
ReadRate buy-downs
How points work, when they make sense, and how to think about the break-even math.
ReadThe timeline
From first offer to closing day — what each phase looks like and how long it really takes.
ReadKnow before you borrow.
Guides, market insights, and scenario breakdowns from our licensed loan officers.
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Price-Capped First-Time Programs vs Uncapped Down Payment Assistance
Compare price-capped first-time programs vs. uncapped down payment assistance, see who each fits, and ask Lendmire to review your primary-home options.
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Down Payment Assistance Again vs Saving Cash for a Move-Up Buyer
Weighing down payment assistance again vs saving cash? Compare grant, forgivable and repayable options, see who each fits, and ask Lendmire about your file.
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Down Payment Assistance for Move-Up Buyers Who Already Used a Program
Down payment assistance for move-up buyers who already used a program: learn how repeat buyers qualify and how old liens work. Ask Lendmire for a review.
Tools to move from reading to action.
Mortgage calculator
Run the numbers on a purchase or refinance — including principal, interest, taxes, and insurance.
Calculate Tool TwoGet pre-approved
Start your pre-approval in under 30 seconds. A Lendmire specialist will follow up to finalize the details.
Start Tool ThreeBrowse programs
See every loan program Lendmire offers — from conventional to DSCR — and find the right fit.
BrowseStill have questions?
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