Everything you need to know about getting a mortgage.
Guides, articles, and resources covering every step of the process — from first-time buyer basics to advanced investor strategies.
Start With Pre-ApprovalThe six things every borrower should know.
If you read nothing else on this site, read these six guides. They cover the questions every mortgage borrower asks — and the answers that shape every loan decision that follows.
How to get pre-approved
What a pre-approval letter actually means, what documents you’ll need, and how long it takes.
ReadDown payment explained
How much you really need, program minimums, and when smaller down payments make sense.
ReadCash to close
The difference between down payment and cash to close — and what to expect at the closing table.
ReadLoan types compared
Conventional, FHA, VA, USDA, and jumbo — what each is for and how to choose the right fit.
ReadRate buy-downs
How points work, when they make sense, and how to think about the break-even math.
ReadThe timeline
From first offer to closing day — what each phase looks like and how long it really takes.
ReadKnow before you borrow.
Guides, market insights, and scenario breakdowns from our licensed loan officers.
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How a Lender Treats Past Down Payment Assistance on a Repeat Purchase
See how a lender treats past down payment assistance on a repeat purchase: liens, payoffs and eligibility. Compare your options and ask Lendmire for a review.
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Down Payment Assistance Requirements by Income, Credit and Location
Down payment assistance requirements by income, credit and location, explained for primary-home buyers. See which structure fits, then ask Lendmire to review your file.
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Down Payment Assistance Purchase Price Limits for First-Time Buyers
Learn how down payment assistance purchase price limits really work, from FHA loan caps to appraisals. Lendmire can help you compare options. Call today.
Tools to move from reading to action.
Mortgage calculator
Run the numbers on a purchase or refinance — including principal, interest, taxes, and insurance.
Calculate Tool TwoGet pre-approved
Start your pre-approval in under 30 seconds. A Lendmire specialist will follow up to finalize the details.
Start Tool ThreeBrowse programs
See every loan program Lendmire offers — from conventional to DSCR — and find the right fit.
BrowseStill have questions?
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