Everything you need to know about getting a mortgage.
Guides, articles, and resources covering every step of the process — from first-time buyer basics to advanced investor strategies.
Start With Pre-ApprovalThe six things every borrower should know.
If you read nothing else on this site, read these six guides. They cover the questions every mortgage borrower asks — and the answers that shape every loan decision that follows.
How to get pre-approved
What a pre-approval letter actually means, what documents you’ll need, and how long it takes.
ReadDown payment explained
How much you really need, program minimums, and when smaller down payments make sense.
ReadCash to close
The difference between down payment and cash to close — and what to expect at the closing table.
ReadLoan types compared
Conventional, FHA, VA, USDA, and jumbo — what each is for and how to choose the right fit.
ReadRate buy-downs
How points work, when they make sense, and how to think about the break-even math.
ReadThe timeline
From first offer to closing day — what each phase looks like and how long it really takes.
ReadKnow before you borrow.
Guides, market insights, and scenario breakdowns from our licensed loan officers.
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Own-Funds Rules When a Gift and DPA Cover the Down Payment
Own-funds rules decide whether a gift plus down payment assistance can cover your FHA or USDA down payment. Call Lendmire to compare your home buying options.
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DTI Rules for Grants, Forgivable Seconds and Repayable DPA Loans
DTI rules for grants, forgivable and repayable seconds: see which assistance counts toward your ratio. Lendmire can help you compare options. Get started.
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Can Parents Co-Sign a Down Payment Assistance Loan Without Living There?
Can parents co-sign a down payment assistance loan without living there? Learn the FHA, USDA and HUD-184 rules, then have Lendmire review your whole file.
Tools to move from reading to action.
Mortgage calculator
Run the numbers on a purchase or refinance — including principal, interest, taxes, and insurance.
Calculate Tool TwoGet pre-approved
Start your pre-approval in under 30 seconds. A Lendmire specialist will follow up to finalize the details.
Start Tool ThreeBrowse programs
See every loan program Lendmire offers — from conventional to DSCR — and find the right fit.
BrowseStill have questions?
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