How a Lender Counts Time on Title for a Cash-Out Refinance
See how a lender counts time on title for a cash-out refinance, which dates matter, and the exceptions. Lendmire can help you compare programs. Read the guide.
Cash-Out Refinance
Articles about cash-out refinancing of investment and second-home properties. Start with the Cash-Out Refinance program page or browse the Cash-Out Refinance Guide Library.
How to Meet Reserve Requirements on a Cash-Out Refinance
Meet reserve requirements on a cash-out refinance: learn what counts, what doesn’t, and how to close a shortfall. Lendmire helps you compare cash-out programs.
How a Lender Uses the Appraisal to Size a Cash-Out Refinance
See how a lender uses the appraisal to size a cash-out refinance, why small value misses cut cash hard, and how to plan ahead. Ask Lendmire to compare.
Should You Choose an FHA Cash-Out Refinance Over a Streamline?
Should you choose an FHA cash-out refinance over a Streamline? Learn which fits your goal, then talk with Lendmire to compare your equity options today.
Can You Choose an FHA No-Cash-Out Refinance Over FHA Cash-Out?
Can you choose an FHA no-cash-out refinance over FHA cash-out? Compare equity limits, premiums and eligibility, then talk to Lendmire about your options.
FHA Cash-Out Refinance Eligibility for a Thinner Credit Profile
FHA cash-out refinance eligibility with thinner credit: 80% cap, 12-month rules, manual underwriting. See how it works, then compare options with Lendmire.
Does Fannie Mae Require Seasoning Before a Cash-Out Refinance?
Does Fannie Mae require seasoning before a cash-out refinance? Learn the two clocks and exceptions, then ask Lendmire to compare your options.
Cash-Out Refinance vs Personal Loan for a Homeowner Needing Repairs
Cash-out refinance vs. personal loan for home repairs: compare equity, risk, and eligibility, then ask Lendmire to help you weigh your options today.
How an FHA Cash-Out Refinance Sizes the Loan Versus a Streamline
See how an FHA cash-out refinance sizes the loan from value, versus a streamline from your balance. Compare both, then contact Lendmire for guidance.
How Freddie Mac Limits the Loan on a Primary Home Cash-Out Refinance
See how Freddie Mac limits the loan on a primary home cash-out refinance, from the 80% cap to seasoning. Lendmire can help you compare programs today.
How an FHA Cash-Out Lender Counts Your Income and Debts
See how an FHA cash-out lender counts your income and debts, from student loans to collections. Lendmire can help you compare programs. Ask for a review.
Fannie Mae Cash-Out Refinance Guidelines for a Primary Home
Learn Fannie Mae cash-out refinance guidelines for a primary home: LTV, seasoning, and DTI. Lendmire can help you compare programs. Explore options.
Cash-Out Refinance Requirements for Acceptable Uses of Proceeds
Learn the cash-out refinance requirements for acceptable uses of proceeds, from LTV caps to seasoning rules. Lendmire can help you compare programs.
Homeready Eligibility Requirements for a Cash-Out Refinance
Homeready eligibility requirements for a cash-out refinance: what limited cash-out allows, income limits, and LTV caps. Ask Lendmire to compare your options.
Conventional vs FHA Cash-Out Refinance for Maximum Equity Access
Conventional vs FHA cash-out refinance: compare leverage, credit and mortgage insurance, then ask Lendmire to help you choose the better equity fit.