-
Down Payment Assistance Occupancy Rules for Relocating Buyers
Down payment assistance occupancy rules for relocating buyers: how the two occupancy clocks work, job-transfer cases, and what to ask. Contact Lendmire.
-
Is Down Payment Assistance Reported as Income by Program Type?
Is down payment assistance reported as income by program type? Learn how grants and seconds are treated, then ask Lendmire to compare your options.
-
Can a Non-Occupant Co-Borrower Be on a Down Payment Assistance Loan?
Can a non-occupant co-borrower be on a down payment assistance loan? See how FHA, USDA and assistance rules differ, then ask Lendmire to check your file.
-
Own-Funds Rules When a Gift and DPA Cover the Down Payment
Own-funds rules decide whether a gift plus down payment assistance can cover your FHA or USDA down payment. Call Lendmire to compare your home buying options.
-
DTI Rules for Grants, Forgivable Seconds and Repayable DPA Loans
DTI rules for grants, forgivable and repayable seconds: see which assistance counts toward your ratio. Lendmire can help you compare options. Get started.
-
Can Parents Co-Sign a Down Payment Assistance Loan Without Living There?
Can parents co-sign a down payment assistance loan without living there? Learn the FHA, USDA and HUD-184 rules, then have Lendmire review your whole file.
-
When Purchase Price Limits Make Down Payment Assistance Tight
When purchase price limits make down payment assistance tight, learn which caps apply and how to stay eligible. Ask Lendmire to compare your options.
-
Can a Seller Fund Your DPA When You Are Competing Against Cash Buyers?
Can a seller fund your DPA when you are competing against cash buyers? Learn what sellers can pay, what they can’t, and how Lendmire can help you compare…
-
Can You Use Down Payment Assistance on a Duplex?
Can you use down payment assistance on a duplex? See which FHA, USDA and HUD-184 pairings work and what to ask. Lendmire can help you compare options today.
-
Is Down Payment Assistance Too Good to Be True?
Is down payment assistance too good to be true? Learn the four shapes, the catches and red flags, then ask Lendmire to compare options for your home.
-
Is There a Maximum Purchase Price for Down Payment Assistance?
Is there a maximum purchase price for down payment assistance? See which limits really cap your home price and how Lendmire can help you compare options.
-
Can You Use Down Payment Assistance on a Condo or Townhome Purchase?
Can you use down payment assistance on a condo or townhome? Learn how building approval decides it, and ask Lendmire to compare your options.
-
Down Payment Assistance Property Rules for a Condo or Townhome
Learn the down payment assistance property rules for a condo or townhome, how FHA, USDA and HUD-184 review the building, and ask Lendmire to compare options.
-
Interested-Party Rules for DPA Seconds When Competing Against Clean Offers
Interested-party rules for DPA seconds explained: what seller money can pay, what assistance covers, and how to keep your offer clean. Ask Lendmire for a plan.
-
Does a DPA Second Count Against DTI for High Earners With Student Debt?
Does a DPA second count against DTI for high earners with student debt? See which structures add a payment, then ask Lendmire to compare your options.
Take the Next Step
Tools to move from reading to action.
Tool One
Mortgage calculator
Run the numbers on a purchase or refinance — including principal, interest, taxes, and insurance.
Calculate Tool TwoGet pre-approved
Start your preapproval in under 30 seconds. A Lendmire specialist will follow up to finalize the details.
Start Tool ThreeBrowse programs
See every loan program Lendmire offers — from conventional to DSCR — and find the right fit.
BrowseGet Started
What does this look like for your situation?
See your offer in seconds. No credit pull, no obligation.
See my offer