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Asset-Based Mortgages

Asset-based mortgages: qualifying on liquid assets instead of income — the asset qualifier and asset depletion paths.

Do Certificates of Deposit Count on an Asset Qualifier Mortgage?

October 22, 2026October 22, 2026 by Lendmire Research
Do Certificates of Deposit Count on an Asset Qualifier Mortgage?

Do certificates of deposit count on an asset qualifier mortgage? Yes, at 100% on both paths. See how Lendmire documents CDs for asset-based files.

Categories Asset-Based Mortgages

Can a Georgia Early Retiree Get a Mortgage Before Age 59½ on Retirement Accounts?

October 22, 2026October 22, 2026 by Lendmire Research
Can a Georgia Early Retiree Get a Mortgage Before Age 59½ on Retirement Accounts?

Can a Georgia early retiree get a mortgage before age 59 using retirement balances? See how asset-based programs count them, with Lendmire.

Categories Asset-Based Mortgages

How to Finance a Virginia Vacation Home With an Asset Qualifier Mortgage

October 22, 2026October 22, 2026 by Lendmire Research
How to Finance a Virginia Vacation Home With an Asset Qualifier Mortgage

Learn how to finance a Virginia vacation home with an asset qualifier mortgage using your balances, not paychecks. Lendmire arranges these loans.

Categories Asset-Based Mortgages

Can You Refinance a Florida Home on Assets When Your Income Stops?

October 22, 2026October 22, 2026 by Lendmire Research
Can You Refinance a Florida Home on Assets When Your Income Stops?

Learn how to refinance a Florida home on assets when your income stops, and which path fits. Lendmire arranges asset-based options.

Categories Asset-Based Mortgages, Refinance Strategies

How to Qualify for a Mortgage on a 401(k) Balance Under Age 59½

October 22, 2026October 22, 2026 by Lendmire Research
How to Qualify for a Mortgage on a 401(k) Balance Under Age 59½

Learn how to qualify for a mortgage on a 401(k) balance before 59½ using asset-based programs. Lendmire arranges options through select lenders.

Categories Asset-Based Mortgages

How to Get Pre-Approved in Georgia on Assets Instead of Income

October 22, 2026October 22, 2026 by Lendmire Research
How to Get Pre-Approved in Georgia on Assets Instead of Income

Learn how to get pre-approved in Georgia on assets instead of income, and how Lendmire arranges asset-based mortgage options for cash-rich borrowers.

Categories Asset-Based Mortgages

How Much House Can You Buy in Texas With $1 Million in Assets and No Income?

October 22, 2026October 22, 2026 by Lendmire Research
How Much House Can You Buy in Texas With $1 Million in Assets and No Income?

See what house can you buy in Texas with $1 million in assets and no income, and how Lendmire arranges asset-based mortgage options.

Categories Asset-Based Mortgages

Can You Get a Mortgage on a Trust Fund Without a Job?

October 23, 2026October 22, 2026 by Lendmire Research
Can You Get a Mortgage on a Trust Fund Without a Job?

Learn how to get a mortgage on a trust fund without a job, using assets or rental income. Lendmire arranges asset-based options for investors.

Categories Asset-Based Mortgages

How Much of a 401(k) Counts Toward Asset Depletion Income?

October 22, 2026October 22, 2026 by Lendmire Research
How Much of a 401(k) Counts Toward Asset Depletion Income?

Learn how much of a 401(k) counts toward asset depletion income, with percentages by path and age. Lendmire arranges asset-based mortgages.

Categories Asset-Based Mortgages

Asset Depletion vs DSCR for a Colorado Rental Purchase

October 22, 2026October 22, 2026 by Lendmire Research
Asset Depletion vs DSCR for a Colorado Rental Purchase

Asset depletion vs. DSCR for a Colorado rental purchase: see which test fits your assets or your rent, with Lendmire’s broker view.

Categories Asset-Based Mortgages

How a 401(k) Counts Toward an Indiana Asset Qualifier Mortgage Under Age 59½

October 22, 2026October 22, 2026 by Lendmire Research
How a 401(k) Counts Toward an Indiana Asset Qualifier Mortgage Under Age 59½

See how a 401(k) counts toward an Indiana asset qualifier mortgage under age 59½, at 90% credit, and how Lendmire arranges asset-based options.

Categories Asset-Based Mortgages

How Much Does a Georgia Retiree Need in Assets to Buy a Home Without Income?

October 22, 2026October 22, 2026 by Lendmire Research
How Much Does a Georgia Retiree Need in Assets to Buy a Home Without Income?

See what a Georgia retiree need in assets to buy a home looks like on each qualifying path. Lendmire compares asset-based mortgage options.

Categories Asset-Based Mortgages

Does a 403(b) Count on an Asset Qualifier Mortgage?

October 22, 2026October 22, 2026 by Lendmire Research
Does a 403(b) Count on an Asset Qualifier Mortgage?

Wondering if a 403(b) count on an asset qualifier mortgage? Learn how retirement balances are credited by age and path, with Lendmire.

Categories Asset-Based Mortgages

Inherited IRA vs Inherited Brokerage Account on a Mortgage Application

October 22, 2026October 22, 2026 by Lendmire Research
Inherited IRA vs Inherited Brokerage Account on a Mortgage Application

Weighing an inherited IRA vs. inherited brokerage account for a mortgage? See how each counts on asset-based loans through Lendmire’s network.

Categories Asset-Based Mortgages

How to Make an Offer With an Asset-Based Pre-Approval Letter

October 23, 2026October 22, 2026 by Lendmire Research
How to Make an Offer With an Asset-Based Pre-Approval Letter

Learn how to make an offer with an asset-based pre-approval letter, and how Lendmire helps you present verified assets to sellers with confidence.

Categories Asset-Based Mortgages
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For informational purposes only. This is not a commitment to lend or extend credit. Information and dates are subject to change without notice. All loans are subject to credit approval. Certain restrictions may apply, subject to borrower qualification.

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