Asset-Based Mortgages

Primary residence vs. second home on an asset-based mortgage: see how occupancy changes qualifying. Lendmire compares both paths for you.

Learn how to get an asset-based mortgage with student loans in deferment, and which path keeps them out of the math. Lendmire explains.

You can get an asset-based mortgage with a recent job change when assets, not pay stubs, carry the file. Lendmire explains how.

See how many times can you use an asset qualifier mortgage before assets run short, and when DSCR fits rentals better. Lendmire explains the limits.

Wondering if you can use an asset-based mortgage on new construction? Learn which builds work and how Lendmire helps compare options.

See how a lender treats a brokerage account that dropped in value before closing, and how Lendmire helps you plan around it.

See when co-borrowers combine accounts on an asset qualifier mortgage and which ownership rules apply, with guidance from Lendmire.

Does a money market account count on an asset qualifier mortgage? Yes, at full value when documented. See how Lendmire places these loans.

Learn whether you can get an asset-based mortgage if your assets sit in a spouse’s name, and the fixes Lendmire can help you compare.

See how a lender verifies account ownership on an asset-based mortgage, and how Lendmire helps you prepare statements before applying.

Do you need a letter from your brokerage for an asset-based mortgage? See when statements are enough and how to prepare, with Lendmire.

Learn how to explain large deposits on an asset-based mortgage application with the right letter and proof. Lendmire walks through the steps.

Is an asset-based mortgage the same as a stated-asset loan? No. Learn how verified assets qualify you through Lendmire’s network.