Bank Statement Loans

Buy it as a rental, and DSCR financing qualifies the loan on the property’s rent, not your income.

Leverage steps down as the loan gets bigger, and everything above $4 million gets pulled for a case-by-case underwriting review before it’s even submitted.

Loan sizes run from roughly $300,000 up through $30,000,000 across two separate wholesale ladders, with leverage stepping down as the loan gets bigger.

Loan sizes run from $300,000 into eight figures through select wholesale programs, with leverage stepping down as the loan gets bigger.

Loan sizes run from $300,000 to $30,000,000 through two separate wholesale programs, with leverage that steps down as the loan gets bigger.

Georgia is one of 16 states where Lendmire’s consumer mortgage lending is licensed, so borrowers there have access to the full ladder described below.

Through select wholesale programs, these loans run from $300,000 to $30,000,000, with leverage that steps down as loan size climbs.

Georgia sits inside a 16-state consumer-lending footprint where this financing is available, subject to full underwriting.

California is where this term does real work. The state’s high property values push routine purchases into loan sizes most of the country never sees.

Through select wholesale lenders in Lendmire’s network, sizes run from $300,000 up to $30 million across two overlapping programs.

Indiana has no high-cost counties, so this baseline applies statewide.

One track calculates income from deposits. The other reviews the private road, the HOA’s finances, and how the property is classified.