Everything you need to know about getting a mortgage.
Guides, articles, and resources covering every step of the process — from first-time buyer basics to advanced investor strategies.
Start With Pre-ApprovalThe six things every borrower should know.
If you read nothing else on this site, read these six guides. They cover the questions every mortgage borrower asks — and the answers that shape every loan decision that follows.
How to get pre-approved
What a pre-approval letter actually means, what documents you’ll need, and how long it takes.
ReadDown payment explained
How much you really need, program minimums, and when smaller down payments make sense.
ReadCash to close
The difference between down payment and cash to close — and what to expect at the closing table.
ReadLoan types compared
Conventional, FHA, VA, USDA, and jumbo — what each is for and how to choose the right fit.
ReadRate buy-downs
How points work, when they make sense, and how to think about the break-even math.
ReadThe timeline
From first offer to closing day — what each phase looks like and how long it really takes.
ReadKnow before you borrow.
Guides, market insights, and scenario breakdowns from our licensed loan officers.
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5 Hidden Costs of Buying a Home
When buying a home, it’s easy to focus solely on the purchase price, but there are several hidden costs that can catch you off guard. Understanding these additional expenses is crucial for proper budgeting and avoiding financial surprises. Here’s what to budget for beyond the mortgage. 1.) Closing Costs Closing costs typically range from 2%…
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Choosing the Right Real Estate Agent
Choosing the right real estate agent can make a significant difference in your home buying or selling experience. A skilled agent not only guides you through the process but also advocates for your best interests. Here’s how to find the perfect agent to meet your needs. 5 Tips for Choosing the Right Real Estate Agent…
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Getting Clear on The Home Inspection Process
A home inspection is a vital step in the home buying process, providing an in-depth look at the property’s condition. Understanding this process can help you make informed decisions and protect your investment. Here’s what you need to know about home inspections. What is a Home Inspection? A home inspection is a thorough examination of…
Tools to move from reading to action.
Mortgage calculator
Run the numbers on a purchase or refinance — including principal, interest, taxes, and insurance.
Calculate Tool TwoGet pre-approved
Start your pre-approval in under 30 seconds. A Lendmire specialist will follow up to finalize the details.
Start Tool ThreeBrowse programs
See every loan program Lendmire offers — from conventional to DSCR — and find the right fit.
BrowseStill have questions?
A Lendmire specialist will walk you through your scenario and help you find the right program — no commitment required.
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