Everything you need to know about getting a mortgage.
Guides, articles, and resources covering every step of the process — from first-time buyer basics to advanced investor strategies.
Start With Pre-ApprovalThe six things every borrower should know.
If you read nothing else on this site, read these six guides. They cover the questions every mortgage borrower asks — and the answers that shape every loan decision that follows.
How to get pre-approved
What a pre-approval letter actually means, what documents you’ll need, and how long it takes.
ReadDown payment explained
How much you really need, program minimums, and when smaller down payments make sense.
ReadCash to close
The difference between down payment and cash to close — and what to expect at the closing table.
ReadLoan types compared
Conventional, FHA, VA, USDA, and jumbo — what each is for and how to choose the right fit.
ReadRate buy-downs
How points work, when they make sense, and how to think about the break-even math.
ReadThe timeline
From first offer to closing day — what each phase looks like and how long it really takes.
ReadKnow before you borrow.
Guides, market insights, and scenario breakdowns from our licensed loan officers.
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Why Getting Pre-Approved for a Mortgage is Important
In the competitive real estate market, getting pre-approved for a mortgage is a crucial step that can significantly enhance your home buying journey. Here’s why obtaining pre-approval should be at the top of your to-do list before you start house hunting. 5 Benefits to Getting Pre-Approved For a Mortgage Know Your Budget One of the…
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Understanding Mortgage Rates: Predictions and Trends for 2024
As we continue into 2024, prospective homebuyers and homeowners looking to purchase or refinance are keenly observing the mortgage rate trends. Understanding these rates is crucial as they directly impact your monthly payments and the overall cost of your mortgage. Let’s delve into the current landscape and forecast what we might expect throughout the year.…
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Navigating Home Buying in the Winter Market: Advantages & Strategies
Being in the mortgage industry we see and study the ebbs and flows of the housing market throughout the year. While spring and summer are traditionally seen as the peak times to buy a home, there are compelling reasons to consider starting your home-buying journey in the winter. Here are some advantages and strategies for…
Tools to move from reading to action.
Mortgage calculator
Run the numbers on a purchase or refinance — including principal, interest, taxes, and insurance.
Calculate Tool TwoGet pre-approved
Start your pre-approval in under 30 seconds. A Lendmire specialist will follow up to finalize the details.
Start Tool ThreeBrowse programs
See every loan program Lendmire offers — from conventional to DSCR — and find the right fit.
BrowseStill have questions?
A Lendmire specialist will walk you through your scenario and help you find the right program — no commitment required.
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