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Fixed Rate Mortgages Are a Favorite!

If you plan to stay in your home long-term, a consistent payment that never changes can help you prepare for your financial future.

Fixed Rate Mortgage

Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

Common Types of Fixed Rate Mortgages

The 15-Year Mortgage

With a 15 YR Mortgage, you will save the most money in interest but also have the highest payment. This happens because you are paying more towards the principal from the beginning. But, you will be mortgage-free in half the time!

The 30-Year Mortgage

A longer mortgage term means more interest paid, however your payments will always be the lowest with a 30-year mortgage. If your monthly budget is tight a longer term is the better way to go.

How It Works

Monthly payments are based on an interest rate, principal loan amount, and amortized interest over a 15YR, 20YR or 30YR term. With a Fixed Rate Mortgage, your interest rate will never change, even if market rates increase!

*Your payment will not change throughout the life of the loan.

*Your payment will vary based on your specific situation and the current interest rates when you apply.

*Pay your mortgage off at any time without pre-payment penalties.

Have questions? Give us a call! One of our mortgage experts would be happy to answer all of your questions.

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