How to Use a Cash-Out Refinance for a Down Payment on the Next Home
Learn how to use a cash-out refinance for a down payment: leverage caps, waiting periods and how both payments count. Lendmire can help you compare programs.
Cash-Out Refinance
Articles about cash-out refinancing of investment and second-home properties. Start with the Cash-Out Refinance program page or browse the Cash-Out Refinance Guide Library.
How to Structure a Cash-Out Refinance After a Founder Exit
Learn how to structure a cash-out refinance after a founder exit: income, assets, LTV limits, and seasoning. Lendmire can help you compare programs. Start today.
How to Estimate Annual MIP on an FHA Cash-Out Before You Apply
Estimate annual MIP on an FHA cash-out before you apply: build the base loan, find your tier, and see what it adds monthly. Ask Lendmire to review your numbers.
How Lenders Underwrite a Jumbo Cash-Out Refinance for Your Next Down Payment
Learn how lenders underwrite a jumbo cash-out refinance for your next down payment, from reserves to ratios. Lendmire can help you compare programs. Start here.
How to Avoid Mortgage Insurance on a Conventional Cash-Out Refinance
Learn how to avoid mortgage insurance on a conventional cash-out refinance and keep your payment lower. Lendmire can help you compare options. Get started.
How to Get an FHA Cash-Out Before Retiring With Pension Income
Learn how to get an FHA cash-out before retiring with pension income, and time your file right. Lendmire can help you compare options. Request a quote.
How Lenders Underwrite a VA Cash-Out Refinance on an Inherited Property
How lenders underwrite a VA cash-out refinance on an inherited property: lien, title, residual income and appraisal. See if you fit, then talk to Lendmire.
How to Document Your Real Income for a VA Cash-Out as a Veteran
Learn how to document your real income for a VA cash-out, from W-2 to self-employed proof. See what lenders verify, and ask Lendmire to compare programs.
How to Buy Out Co-Heirs With an FHA Cash-Out on a 2-4 Unit Home You Live In
Buy out co-heirs with an FHA cash-out on a 2-4 unit home you live in. See the occupancy rules, 80% cap and steps, then ask Lendmire to compare options.
How to Close a Spouse Buyout as a Limited Cash-Out Refinance
Learn how to close a spouse buyout as a limited cash-out refinance: the conditions, the steps, and the traps. Lendmire explains it; compare options today.
How to Size a Cash-Out Refinance Under the Max LTV
Size a cash-out refinance under the max LTV with a simple formula, payoff stack and appraisal buffer. Talk with Lendmire to compare programs and equity.
How to Qualify for a Cash-Out Refinance on Overtime Income
Learn how to qualify for a cash-out refinance on overtime income, how lenders average it, and what to do if it falls short. Lendmire can help you compare.
How to Remove a Spouse From the Loan With a VA Cash-Out
Learn how to remove a spouse from the loan with a VA cash-out refinance, fund the buyout, and qualify alone. Lendmire helps you compare your options today.
How to Skip a Business Loan and Fund a Rental With FHA Cash-Out
Skip a business loan and fund a rental with FHA cash-out: learn the 80% cap and 12-month rule, see what the cash can fund, and compare options with Lendmire.
How to Get a Conventional Cash-Out Refinance Under a Seasoning Exception
Learn how to get a conventional cash-out refinance under a seasoning exception, which waiver fits your case, and ask Lendmire to compare programs.