How a VA Cash-Out Lender Applies a Credit Floor Overlay
See how a VA cash-out lender applies a credit floor overlay, why VA sets no score, and how Lendmire can help you compare programs. Request a review today.
Cash-Out Refinance
Articles about cash-out refinancing of investment and second-home properties. Start with the Cash-Out Refinance program page or browse the Cash-Out Refinance Guide Library.
How a VA Cash-Out Lender Counts a Lower Payment for a High-DTI Veteran
See how a VA cash-out lender counts a lower payment for a high-DTI veteran, from residual income to the benefit test. Ask Lendmire to compare programs.
How a VA Cash-Out Reads a Higher Payment Over an FHA Loan
See how a VA cash-out reads a higher payment than your FHA loan: net tangible benefit, DTI and residual income. Lendmire can help you compare. Call today.
How a Conventional Cash-Out Refinance Counts Your New Home Value
See how a conventional cash-out refinance counts your new home value, from appraisal to the 80% cap, so you can plan your cash. Ask Lendmire to compare options.
How the FHA Cash-Out Seasoning Period Works for an Heir
Learn how the FHA cash-out seasoning period works for an heir, what the 12-month rule waives, and how Lendmire can help you compare options. Get started.
How a Lender Treats a Quitclaim Deed on Your First VA Cash-Out
See how a lender treats a quitclaim deed on your first VA cash-out, what title rules apply, and how Lendmire can help you compare programs. Get started.
How an FHA Cash-Out Lender Reads an HOA Lien or Dispute
See how an FHA cash-out lender reads an HOA lien or dispute, what gets paid from proceeds, and how to prepare. Ask Lendmire to compare programs.
Cash-Out Refinance Requirements Versus Rate-and-Term Refinance Requirements
Compare cash-out refinance requirements versus rate-and-term refinance requirements on leverage, seasoning and credit. Lendmire can help you compare programs.
How FHA Cash-Out Refinance Seasoning Requirements Work
Learn how FHA cash-out refinance seasoning requirements work, from the 12-month rule to payment history. Lendmire can help you compare options. Start here.
Cash-Out Refinance vs Home Equity Loan Qualification Requirements
Cash-out refinance vs. home equity loan qualification requirements, side by side: equity, credit, seasoning and occupancy. Compare options with Lendmire today.
How a Lump-Sum Cash-Out Refinance Works on a Primary Home
See how a lump-sum cash-out refinance works on a primary home: equity limits, seasoning, and when the cash arrives. Lendmire can help you compare programs.
How a Lender Counts Repeat Borrowing on a Cash-Out Refinance
See how a lender counts repeat borrowing on a cash-out refinance, from the 12-month loan-age clock to title time. Talk with Lendmire to compare programs.
How a Jumbo Cash-Out Lender Qualifies a Retiree Without Income
See how a jumbo cash-out lender qualifies a retiree without income, from pensions to assets. Lendmire can help you compare programs. Get started.
How Lenders Read a Divorce Decree on an FHA Cash-Out Buyout
Learn how lenders read a divorce decree on an FHA cash-out buyout, what documents matter, and how to prepare. Lendmire can help you compare FHA options.
How a Conventional Cash-Out Refinance Resets Your Loan Term
See how a conventional cash-out refinance resets your loan term, what it does to your payoff date, and how to choose a term. Ask Lendmire to compare options.