Brandon Miller, CEO, NMLS# 1129696

Is The Housing Market Changing — Yes, but unevenly, and the rate move is eating into the gain.

You can’t move the market. You can move your own file: on-time payments, lower balances and a cleaner debt-to-income ratio.

Fall Home Maintenance Budget In September 2026 — Owners are sitting on record equity, and that equity can cover fall upkeep.

For Sale By Owner In September 2026 — Selling without an agent got harder this month.

Home Warranty Or Home Equity — A warranty is a fixed, known cost that buys a limited promise.

A Real Estate Listing In A Softer Market — A listing now competes with more inventory, more price cuts and builders handing out incentives.

But the Fed raised its target range on September 16, and 30-year mortgage rates have climbed for several weeks running. A pool is a want, not an investment.

Existing-home sales slid in August, supply rose, and builders are leaning on incentives.

Supply is up, sales are soft, and builders are cutting prices and adding incentives.

Before Contacting A Realtor This Fall Gather Mortgage Quotes In One Week — Do your lender shopping in a single week, and do it first.