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Brandon Miller, CEO, NMLS# 1129696

Cash To Close In September 2026: Where Builder Credits And Rising Rates Collide

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Cash To Close In September 2026

As of September 28, 2026, the rate side is moving against buyers. The negotiating side is moving for them.

Categories CEO Insights, Mortgage News

Mortgage Lender Quotes Go Stale Fast As Rates Rise Four Weeks Running

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Mortgage Lender Quotes Go Stale Fast As Rates Rise Four Weeks Running

Freddie Mac’s survey has the 30-year fixed average up four straight weeks, to 7.03% for the week of September 24. Daily data moved even more.

Categories CEO Insights, Mortgage News

Expenses First Time Home Buyers Need To Save For

October 12, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Piggy Bank

If you are getting ready to purchase your first home, there are a few expenses that you need to prepare for before getting to the final closing table. …

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Categories Learn

The Right Location To Buy A Home As Rates Climb In September 2026

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
The Right Location To Buy A Home As Rates Climb In September 2026

Mortgage rates have climbed for several weeks, so the monthly cost now shapes the choice of place as much as the neighborhood does.

Categories CEO Insights, Mortgage News

Should I Buy Or Rent This September?

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Should I Buy Or Rent This September? Rates, Inventory And

Freddie Mac’s survey put the 30-year fixed at 7.03% for the week ending September 24, 2026, and supply is at a decade high. Rents are flat.

Categories CEO Insights, Mortgage News

Popular Loans For Buying A Home In September 2026: DSCR Is Crowding In

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Popular Loans For Buying A Home In September 2026

A DSCR loan qualifies on the rental income of the property, not the borrower’s paycheck. That is why it keeps showing up when rates rise.

Categories CEO Insights, Mortgage News

What You Need To Know About Cosigning A Mortgage?

October 16, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
What You Need To Know About Cosigning A Mortgage?

The lender can collect from the cosigner if the borrower stops paying. The debt also counts against the cosigner’s own borrowing power.

Categories Learn

Do You Need A Realtor To Buy A House In A Softer September Market?

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Do You Need A Realtor To Buy A House In A Softer September Market?

Do You Need A Realtor To Buy A House In A Softer September Market? — Legally, no.

Categories CEO Insights, Mortgage News

Home Appraisal Checklist As Inventory Builds This September

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Home Appraisal Checklist As Inventory Builds This September

Home Appraisal Checklist As Inventory Builds This September: what borrowers need to know about the current mortgage market, from Lendmire.

Categories CEO Insights, Mortgage News

Paying Points To Reduce Your Mortgage Interest Rate

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Paying Points To Reduce Your Mortgage Interest Rate

If you are buying a home, you have probably looked at all kinds of ways to reduce your monthly mortgage costs. These can include putting more money down …

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Categories Learn

How To Determine If You’re In a Buyer’s Market or Seller’s Market

October 9, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
House for sale

Being a savvy real estate buyer or seller requires that you know and understand the market conditions. This includes the types of home, comparable purchases prices, and so …

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Categories Learn

How Long It Takes To Buy A House While Rates Rise Through September?

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
How Long It Takes To Buy A House While Rates Rise Through September?

The issue is how long your rate stays unprotected between finding a house and closing on it.

Categories CEO Insights, Mortgage News

Getting Your House Ready To Sell In A September 2026 Buyer-leaning Market

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Getting Your House Ready To Sell In A September 2026 Buyer-leaning Market

Supply is up, rates have risen four weeks in a row, and buyers know they have leverage. Prep the house, price it to today’s market and present it cleanly.

Categories CEO Insights, Mortgage News

Negotiating A House Price In September 2026: Buyers Gain Leverage As Rates Climb

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
Negotiating A House Price In September 2026: Buyers Gain Leverage As Rates Climb

Negotiating A House Price In September 2026 — Buyers have more room to push on price and concessions this month, as of September 28, 2026.

Categories CEO Insights, Mortgage News

When To Buy A House As Rates Climb And Inventory Builds, September 2026?

October 15, 2026February 18, 2021 by Brandon Miller, CEO, NMLS# 1129696
When To Buy A House As Rates Climb And Inventory Builds, September 2026?

As of September 28, 2026, buyers have the most inventory in over a decade, per NAR’s report of September 10.

Categories CEO Insights, Mortgage News
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