Lendmire Research

A hard money loan is short-term financing secured by the property itself, not by the borrower’s income history.

Hard money in Dallas works the same way it works in Denver, Tampa, or anywhere else — the loan is underwritten against the property, not the borrower’s

Hard Money Loan Based Upon Appraised Value: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Hard Money Loans To Flip Houses: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Multifamily hard money lenders underwrite the property, not the borrower’s tax returns — value, equity position, and exit plan drive the decision.

No lender in the private/hard money space funds a true 100% loan-to-value purchase on a fix-and-flip deal.

Hard money is asset-based, interest-only, and built for a fast exit — sale or refinance, not decades of ownership.

A hard money loan is asset-based financing secured by the property itself, not by the borrower’s paycheck or tax returns.

A fix and flip hard money loan is short-term, asset-based financing secured by the property itself rather than the borrower’s income or tax returns.

A fix and flip loan is short-term, asset-based financing used to buy and renovate a property for resale — underwritten on the deal and the collateral, not

After-repair value (ARV) is the number every hard money lender sizes your loan against — not the property’s current condition, but what it’s worth once

A hard money loan calculator isn’t estimating a 30-year mortgage payment.

There’s no stable, nationally-reliable “top 10” list of hard money lenders — the market is fragmented, state-licensed lender by lender, and has no single

A hard money lender finances real estate based on the deal — the property’s value, the rehab budget, and the exit plan — not the borrower’s tax returns or

Hard money is a short-term loan secured by real property, where the lender cares more about the deal than about the borrower’s paycheck.