Lendmire Research

There’s no stable, nationally-reliable “top 10” list of hard money lenders — the market is fragmented, state-licensed lender by lender, and has no single

Hard money is a short-term loan secured by real property, where the lender cares more about the deal than about the borrower’s paycheck.

A hard money lender finances real estate based on the deal — the property’s value, the rehab budget, and the exit plan — not the borrower’s tax returns or

A hard money loan for a business purpose is collateral-first financing secured by real property — the lender’s central question is whether the asset can

New construction hard money is really two loans wearing one strategy.

Hard money lenders in North Carolina don’t operate under a special “hard money” license — they either hold a state finance-lender license or fall inside

“Hard money loan terms” means two different things, and a real estate investor needs both.

A hard money loan is a short-term, asset-based loan secured by real estate rather than the borrower’s income or credit.

No hard money lender finances 100% of a purchase price.

Hard money lenders finance a deal against the property itself, not the borrower’s income — and that mechanic works the same way whether the property sits

Hard money bridge lenders finance a property based on its value and your exit plan — not your income, tax returns, or W-2s.

A second-position hard money loan is a business-purpose loan recorded behind an existing first mortgage on the same property — the lender only gets paid

Hedge fund super jumbo hard money is asset-based financing on large-balance properties — generally north of $3 million — where the capital behind the loan