Home Refresh Budgets In Fall 2026: Tappable Equity Meets A Fed Hike
The Fed raised its target range on September 16, so a line tied to the prime rate now costs more to carry than it did a season ago.
Dated market commentary from Lendmire’s founder and CEO.
The Fed raised its target range on September 16, so a line tied to the prime rate now costs more to carry than it did a season ago.
Save For A Down Payment Or Wait — As of September 28, 2026, waiting has a visible price.
But the Fed raised rates on September 16, and that hit variable-rate credit lines directly.
USDA Loan To Buy A House — As of September 28, 2026, borrowing costs are climbing and buyers have more room to negotiate.
The Attic Upgrade Decision As Rates Climb And Home Equity Hits A Record: what borrowers need to know about the current mortgage market, from Lendmire.
The Fed raised its target a quarter point on September 16, its first hike since 2023, and HELOC costs move with it.
Buy Real Estate Abroad With Home Equity — It can work, but the math got harder this month.
For veterans, this moment is worth paying attention to, because the VA home loan benefit is designed for exactly this kind of market.
An opportunity zone tax benefit does not lower the cost of debt or change how a rental covers its payment.
Existing-home sales slid below a 4 million annual pace, months of supply rose, and mortgage rates climbed for a fourth straight week.
Is The Housing Market Changing — Yes, but unevenly, and the rate move is eating into the gain.
You can’t move the market. You can move your own file: on-time payments, lower balances and a cleaner debt-to-income ratio.
Fall Home Maintenance Budget In September 2026 — Owners are sitting on record equity, and that equity can cover fall upkeep.
For Sale By Owner In September 2026 — Selling without an agent got harder this month.
Home Warranty Or Home Equity — A warranty is a fixed, known cost that buys a limited promise.