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CEO Insights

Dated market commentary from Lendmire’s founder and CEO.

Home Refresh Budgets In Fall 2026: Tappable Equity Meets A Fed Hike

September 30, 2026March 22, 2023 by Brandon Miller, CEO, NMLS# 1129696
Home Refresh Budgets In Fall 2026

The Fed raised its target range on September 16, so a line tied to the prime rate now costs more to carry than it did a season ago.

Categories CEO Insights, Mortgage News

Save For A Down Payment Or Wait? September 2026’s Rate

September 30, 2026March 17, 2023 by Brandon Miller, CEO, NMLS# 1129696
Save For A Down Payment Or Wait? September 2026's Rate

Save For A Down Payment Or Wait — As of September 28, 2026, waiting has a visible price.

Categories CEO Insights, Mortgage News

Home Ready For Ice And Snow: Paying For Winter Repairs After The Fed Hike

October 2, 2026February 20, 2023 by Brandon Miller, CEO, NMLS# 1129696
Home Ready For Ice And Snow

But the Fed raised rates on September 16, and that hit variable-rate credit lines directly.

Categories CEO Insights, Mortgage News

USDA Loan To Buy A House: What September’s Rate Climb Means

September 30, 2026February 6, 2023 by Brandon Miller, CEO, NMLS# 1129696
USDA Loan To Buy A House

USDA Loan To Buy A House — As of September 28, 2026, borrowing costs are climbing and buyers have more room to negotiate.

Categories CEO Insights, Mortgage News

The Attic Upgrade Decision As Rates Climb And Home Equity Hits A Record

September 30, 2026January 9, 2023 by Brandon Miller, CEO, NMLS# 1129696
The Attic Upgrade Decision As Rates Climb And Home Equity Hits A Record

The Attic Upgrade Decision As Rates Climb And Home Equity Hits A Record: what borrowers need to know about the current mortgage market, from Lendmire.

Categories CEO Insights, Mortgage News

Your Outdoor Life In The Winter: Tapping Equity After The September Fed Hike

October 2, 2026January 2, 2023 by Brandon Miller, CEO, NMLS# 1129696
Your Outdoor Life In The Winter

The Fed raised its target a quarter point on September 16, its first hike since 2023, and HELOC costs move with it.

Categories CEO Insights, Mortgage News

Buy Real Estate Abroad With Home Equity? September’s Fed

October 2, 2026December 12, 2022 by Brandon Miller, CEO, NMLS# 1129696
Buy Real Estate Abroad With Home Equity? September's Fed

Buy Real Estate Abroad With Home Equity — It can work, but the math got harder this month.

Categories CEO Insights, Mortgage News

Home Benefits For Veterans This Fall: Rates Climb, Builders Cut Prices

September 30, 2026November 28, 2022 by Brandon Miller, CEO, NMLS# 1129696
Home Benefits For Veterans This Fall

For veterans, this moment is worth paying attention to, because the VA home loan benefit is designed for exactly this kind of market.

Categories CEO Insights, Mortgage News

Qualified Opportunity Zone Buyers Face Treasury Yields Near A 19-year High

September 30, 2026November 21, 2022 by Brandon Miller, CEO, NMLS# 1129696
Qualified Opportunity Zone Buyers Face Treasury Yields Near A 19-year High

An opportunity zone tax benefit does not lower the cost of debt or change how a rental covers its payment.

Categories CEO Insights, Mortgage News

Walkable Neighborhood Selling Points In A Softening September 2026 Market

September 30, 2026November 14, 2022 by Brandon Miller, CEO, NMLS# 1129696
Walkable Neighborhood Selling Points In A Softening September 2026 Market

Existing-home sales slid below a 4 million annual pace, months of supply rose, and mortgage rates climbed for a fourth straight week.

Categories CEO Insights, Mortgage News

Is The Housing Market Changing?

October 2, 2026October 31, 2022 by Brandon Miller, CEO, NMLS# 1129696
Is The Housing Market Changing? Buyers Gain Leverage As

Is The Housing Market Changing — Yes, but unevenly, and the rate move is eating into the gain.

Categories CEO Insights, Mortgage News

Building Your Credit While The Fed Hikes And Mortgage Rates Climb: September 2026

September 30, 2026October 24, 2022 by Brandon Miller, CEO, NMLS# 1129696
Building Your Credit While The Fed Hikes And Mortgage Rates Climb

You can’t move the market. You can move your own file: on-time payments, lower balances and a cleaner debt-to-income ratio.

Categories CEO Insights, Mortgage News

Fall Home Maintenance Budget In September 2026: Equity Is High, HELOCs Float

October 2, 2026October 10, 2022 by Brandon Miller, CEO, NMLS# 1129696
Fall Home Maintenance Budget In September 2026

Fall Home Maintenance Budget In September 2026 — Owners are sitting on record equity, and that equity can cover fall upkeep.

Categories CEO Insights, Mortgage News

For Sale By Owner In September 2026: Inventory Up, Buyers Have Leverage

September 30, 2026October 3, 2022 by Brandon Miller, CEO, NMLS# 1129696
For Sale By Owner In September 2026

For Sale By Owner In September 2026 — Selling without an agent got harder this month.

Categories CEO Insights, Mortgage News

Home Warranty Or Home Equity: Covering Repair Costs In September 2026

October 2, 2026September 5, 2022 by Brandon Miller, CEO, NMLS# 1129696
Home Warranty Or Home Equity

Home Warranty Or Home Equity — A warranty is a fixed, known cost that buys a limited promise.

Categories CEO Insights, Mortgage News
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  • 584 State Farm Rd.
    Suite 203
    Boone, NC 28607
  • (828) 256-2183
  • [email protected]
Equal Housing Opportunity
Lendmire
NMLS# 2371349

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