CEO Insights

The right structure depends on how long you’ll keep the loan and how much payment movement your budget can absorb. A fixed rate buys certainty.

The Fed raised its target range on September 16, and Freddie Mac’s 30-year average has climbed for five straight weeks.

A new owner’s payment is hard to trim, but the utility bill is still yours to manage.

After Buying A Home In September 2026 — As of September 28, 2026, the to-do list for a new owner has two new lines.

You need the house whose monthly payment you can carry comfortably, not the biggest one a lender will approve.

As of September 28, 2026, DSCR volume is surging, the field is filling with lenders of uneven experience, and rates have climbed for four straight weeks.

Credit Score For A Mortgage After The Feds September Hike — As of September 28, 2026, your score matters more than it did this summer.

Freddie Mac’s survey put the 30-year fixed at 7.03% for the week of September 24, the fourth straight weekly increase.

As of September 28, 2026, the 30-year fixed average has risen four straight weeks, according to Freddie Mac.

Freddie Mac’s survey put the 30-year fixed at 7.03% for the week ending September 24, the fourth straight weekly increase.

Included When You Buy Real Estate — As of September 28, 2026, buyers hold more leverage than they have in years.

What you can still shape is the cost of running the house.

NAR’s August report, released September 10, showed supply at 4.9 months, the highest in over ten years by NAR’s own economist’s description.

Your deposit is only as safe as the lender’s ability to execute. A lender that cannot deliver turns a small rate saving into a lost deposit.

Resale supply is at a level NAR’s chief economist calls the highest in over ten years, and builders are cutting prices and offering incentives.