A Real Estate Listing In A Softer Market: September 2026 Seller Notes
A Real Estate Listing In A Softer Market — A listing now competes with more inventory, more price cuts and builders handing out incentives.
Dated market commentary from Lendmire’s founder and CEO.
A Real Estate Listing In A Softer Market — A listing now competes with more inventory, more price cuts and builders handing out incentives.
But the Fed raised its target range on September 16, and 30-year mortgage rates have climbed for several weeks running. A pool is a want, not an investment.
Existing-home sales slid in August, supply rose, and builders are leaning on incentives.
Supply is up, sales are soft, and builders are cutting prices and adding incentives.
Before Contacting A Realtor This Fall Gather Mortgage Quotes In One Week — Do your lender shopping in a single week, and do it first.
As of September 28, 2026, the rate side is moving against buyers. The negotiating side is moving for them.
Freddie Mac’s survey has the 30-year fixed average up four straight weeks, to 7.03% for the week of September 24. Daily data moved even more.
Mortgage rates have climbed for several weeks, so the monthly cost now shapes the choice of place as much as the neighborhood does.
Freddie Mac’s survey put the 30-year fixed at 7.03% for the week ending September 24, 2026, and supply is at a decade high. Rents are flat.
A DSCR loan qualifies on the rental income of the property, not the borrower’s paycheck. That is why it keeps showing up when rates rise.
Do You Need A Realtor To Buy A House In A Softer September Market? — Legally, no.
Home Appraisal Checklist As Inventory Builds This September: what borrowers need to know about the current mortgage market, from Lendmire.
The issue is how long your rate stays unprotected between finding a house and closing on it.
Supply is up, rates have risen four weeks in a row, and buyers know they have leverage. Prep the house, price it to today’s market and present it cleanly.
Negotiating A House Price In September 2026 — Buyers have more room to push on price and concessions this month, as of September 28, 2026.