Hard Money Loans

Raw land generates no rent, so it doesn’t qualify for a DSCR loan — there’s no cash flow to measure a coverage ratio against.

A hard money loan is a short-term, asset-based loan secured by the real estate itself rather than by a borrower’s paycheck or tax returns — the lender

Hedge fund super jumbo hard money is asset-based financing on large-balance properties — generally north of $3 million — where the capital behind the loan

A second-position hard money loan is a business-purpose loan recorded behind an existing first mortgage on the same property — the lender only gets paid

A hard money loan is a short-term, asset-based loan secured by real property, underwritten on collateral value and exit plan rather than personal income.

A hard money loan is short-term, asset-based financing secured by real property — the lender’s decision turns on the property’s value and exit plan, not

“Near me” is the wrong filter.