How a Rental HELOC Sizes Reserves for a Growing Portfolio
Learn how a rental HELOC sizes reserves for a growing portfolio, plus when a DSCR cash-out fits better. Lendmire explains the tradeoffs.
Investment Properties
Investment Properties articles from Lendmire: how-to guides, requirements and eligibility checklists, cost and timeline questions, and side-by-side comparisons for borrowers and investors. Start with the DSCR Loans program page or browse the DSCR Loans Guide Library.
HELOC vs Cash-Out Refinance for a BRRRR Investor’s First Lien
Weighing a HELOC vs cash-out refinance for a BRRRR? See which first lien fits your title, credit and rent coverage, with Lendmire’s guidance.
Strict vs Flexible Second Lien Programs Behind a DSCR Loan
Compare second lien programs behind a DSCR loan, strict versus flexible, and see which fits your rental. Lendmire helps investors weigh options.
How a BRRRR Investor Should Ask a Credit Union for a Rental Line
A BRRRR investor should ask a credit union for a line secured by investment property. Lendmire explains the questions, the payoff, and the DSCR backup.
Where to Find a Rental Line of Credit When Your Bank Declines a HELOC
Find a rental line of credit when your bank declines a HELOC. Lendmire explains lender types, title rules, and DSCR alternatives.
Can You Cash-Out Refinance a Vacant Rental as a First-Time Equity Puller?
Can you cash-out refinance a vacant rental as a first-time equity puller? Lendmire explains the lease, seasoning and rent tests lenders use.
First-Time Equity Pull Rules for Investor Cash-Out Refinances by State
Learn the first-time equity pull rules for investor cash-out refinances, what lenders set versus what states do, and how Lendmire can help.
How BRRRR Investors Draw a Rental HELOC Across Multiple Rehabs
See how BRRRR investors draw a rental HELOC across several rehabs, with line limits, draw terms and exit steps from Lendmire.
How to Request a Rental Line of Credit Without Losing Your Low First Lien
Learn how to request a rental line of credit without losing your low first lien, with Lendmire’s step-by-step sizing guide.
Cash-Out Refinance vs HELOC for Renovating LLC-Held Rentals
Compare a cash out refinance vs HELOC for renovating LLC-held rentals, with title, leverage, and Lendmire’s broker view for investors.
How a DSCR Cash-Out Refinance Moves the Cash-Flow Math
Learn how a DSCR cash-out refinance moves the cash-flow math, so investors can weigh proceeds against coverage. Lendmire explains.
Can an LLC Portfolio Investor Cash Out a Mortgage-Free Rental?
Can an LLC portfolio investor cash out a mortgage-free rental? Learn how DSCR cash-out works for LLC-held rentals, with Lendmire.
How to Get a Rental HELOC to Fund Your Next Down Payment
Use a rental HELOC to fund your next down payment: how the line and the purchase loan work together. Lendmire explains the steps.
Cash-Out Refinance Portfolio Limits When Scaling to 10 Doors
Cash-out refinance portfolio limits when scaling to 10 doors come from coverage, reserves, and exposure. See how Lendmire structures each file.
How to Document Rental Income for a Portfolio HELOC Revolving Line
Learn how to document rental income for a portfolio HELOC with the right returns, leases, and deposits. Lendmire explains the full file.