Super Jumbo Bank Statement Loans

Leverage on a primary residence can run as high as 90% under $1 million, stepping down as the loan size climbs.

Irrevocable trusts, land trusts, and LLCs follow different rules entirely, and mixing them up is where files get stuck.

Leverage steps down in bands, credit floors rise, reserves stack, and every file above $4 million gets reviewed case by case before it’s even submitted.

The single-client problem is real, but it’s a conventional-loan problem.

The rest depends on account separation, ownership percentage, and how clean twelve or twenty-four months of statements actually look.

Through select wholesale programs, financing runs from $300,000 up to $30,000,000, but leverage steps down hard as the balance grows.

It doesn’t have to slow you down.

Mortgages For Self-Employed Owners With Lean Tax Returns — A lean tax return doesn’t mean weak income — it usually means good tax planning.

Do You Need Two Appraisals On A Large Asset Depletion Mortgage — No, not because of asset depletion itself.

Bigger loans compress every number — leverage, credit floor, and reserves all tighten as the balance climbs past the $2 million and $4 million marks.