DSCR Loans for Real Estate Investors

[vc_row full_width=”stretch_row” content_placement=”middle” equal_height=”yes” remove_bottom_col_margin=”true” css=”.vc_custom_1772834221102{padding-top: 100px !important;padding-bottom: 60px !important;}” local_scroll_id=”quote” visibility=”visible-phone” row_title=”Mobile-View”][vc_column][vcex_heading text=”DSCR Loan for Rental Investors” css_animation=”zoomIn” text_align=”left” font_family=”Inter” font_weight=”700″ line_height=”1.25″ font_size=”d:34|tl:32|tp:28|pl:24|pp:22″][vcex_spacing size=”15px”][vcex_heading text=”5.0 ★ Google Reviews
Trusted by Investors Nationwide” css_animation=”zoomIn” text_align=”left” font_family=”Inter” font_weight=”700″ line_height=”1.3″ font_size=”d:22|tl:22|tp:20|pl:18|pp:18″][vcex_spacing size=”15px”][vcex_list_item icon_type=”fontawesome” icon_fontawesome=”far fa-check-circle” font_size=”22″ icon_size=”30″ text_align=”left” bottom_margin=”10px”]No Tax Returns Required[/vcex_list_item][vcex_list_item icon_type=”fontawesome” icon_fontawesome=”far fa-check-circle” font_size=”22″ icon_size=”30″ text_align=”left” bottom_margin=”10px”]Qualify Using Rental Income[/vcex_list_item][vcex_list_item icon_type=”fontawesome” icon_fontawesome=”far fa-check-circle” font_size=”22″ icon_size=”30″ text_align=”left” bottom_margin=”10px”]Fast Closings for Investors[/vcex_list_item][/vc_column][/vc_row][vc_row full_width=”stretch_row” content_placement=”middle” equal_height=”yes” remove_bottom_col_margin=”true” css=”.vc_custom_1772834127877{padding-top: 100px !important;padding-bottom: 60px !important;}” visibility=”hidden-phone” row_title=”Desktop-View”][vc_column][vcex_spacing size=”20px”][vcex_heading text=”DSCR Loan for Rental Investors” css_animation=”zoomIn” text_align=”center” font_family=”Inter” font_weight=”700″ line_height=”1.25″ font_size=”d:34|tl:32|tp:28|pl:24|pp:22″][vcex_spacing size=”20px”][vcex_heading text=”5.0 ★ Google Reviews — Trusted by Investors Nationwide” css_animation=”zoomIn” text_align=”center” font_family=”Inter” font_weight=”700″ line_height=”1.3″ font_size=”d:22|tl:22|tp:20|pl:18|pp:18″][vcex_spacing size=”20px”][vcex_list_item icon_type=”fontawesome” icon_fontawesome=”far fa-check-circle” font_size=”22″ icon_size=”30″ text_align=”center” bottom_margin=”10px”]No Tax Returns Required[/vcex_list_item][vcex_list_item icon_type=”fontawesome” icon_fontawesome=”far fa-check-circle” font_size=”22″ icon_size=”30″ text_align=”center” bottom_margin=”10px”]Qualify Using Rental Income[/vcex_list_item][vcex_list_item icon_type=”fontawesome” icon_fontawesome=”far fa-check-circle” font_size=”22″ icon_size=”30″ text_align=”center” bottom_margin=”10px”]Fast Closings for Investors[/vcex_list_item][/vc_column][/vc_row][vc_row][vc_column]

[/vc_column][/vc_row][vc_row][vc_column][vcex_feature_box heading=”” image=”10954″ img_size=”medium_large”]NO TAX RETURNS REQUIRED
Qualify using rental income instead of personal income

FAST INVESTOR CLOSINGS
Many DSCR loans close in 15–25 days

PORTFOLIO INVESTORS WELCOME
Finance unlimited rental properties

COMPARE MULTIPLE DSCR LENDERS
As a mortgage broker, Lendmire shops top DSCR lenders to find the best loan for your investment property.[/vcex_feature_box][/vc_column][/vc_row][vc_row][vc_column][vc_column_text css=””]

Flexible DSCR Loan Programs for Real Estate Investors

Finance rental properties using property cash flow instead of personal income. DSCR loans allow investors to scale their portfolios faster without traditional income verification.

Program Highlights

No DSCR Ratio Program Available – qualify even when rental income does not meet DSCR requirements

Loan amounts up to $6,000,000 available for experienced investors

Up to 80% LTV purchases and 75% cash-out refinance options

Cash-out refinance available to access equity from rental properties

Interest-only options available on 30-year and 40-year loan terms

Short-term rentals and Airbnb properties allowed

Finance unlimited rental properties – portfolio investors welcome

Loan programs available
• 30-Year Fixed
• 40-Year Fixed
• 5/6 ARM
• 7/6 ARM

Minimum credit scores starting around 620 depending on program

Foreign national programs available for international investors

Eligible property types
• Single-family rental properties
• 2-4 unit investment properties
• Condos
• Rural properties within program guidelines


Why Investors Use DSCR Loans

DSCR loans allow real estate investors to qualify using rental income from the property instead of personal tax returns or W-2 income. This makes it easier to scale a rental portfolio, refinance properties, and acquire new investment properties quickly.


Check Your Eligibility Today

Check your DSCR loan eligibility in about 30 seconds and see what options are available for your next rental property.

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