Conventional Cash-Out LTV Limits for a 2-4 Unit Primary Home
See the LTV limits for a 2-4 unit primary home on a conventional cash-out refinance, why 95% doesn’t apply, and how Lendmire can help you compare.
Cash-Out Refinance
Articles about cash-out refinancing of investment and second-home properties. Start with the Cash-Out Refinance program page or browse the Cash-Out Refinance Guide Library.
How Much a Cash-Out Refinance Costs to Close on a Texas Homestead
See what costs to close on a Texas homestead cash-out refinance include, which fees the 2% cap covers, and how to compare. Ask Lendmire to review your options.
How to Pick a Jumbo Cash-Out Lane on a Texas Homestead
Pick the right jumbo cash-out lane on a Texas homestead. See how the 80% cap shapes your cash and compare programs with Lendmire. Get your options.
Cash-Out Refinance Timeline for a Second Home, Start to Funding
Learn the cash-out refinance timeline for a second home, from seasoning clocks to funding, and ask Lendmire to compare programs and the equity you can reach.
VA Cash-Out Credit Tiers for a Lock-in Homeowner
See how credit tiers for a lock-in homeowner work on a VA cash-out, what VA sets versus lenders, and how Lendmire can help you compare options today.
VA Cash-Out Seasoning Requirements on a Texas Homestead
Learn how VA and Texas homestead timing rules stack on a cash-out refinance, then ask Lendmire to review your file and compare your options.
VA Cash-Out Requirements to Remove a Spouse and Qualify Alone
Learn how to remove a spouse and qualify alone with a VA cash-out refinance: income, residual income and buyout steps. Talk to Lendmire to compare options.
Does a Paid-Off Home Avoid Mortgage Insurance on a Conventional Cash-Out?
Does a paid-off home avoid mortgage insurance on a conventional cash-out? Learn the 80% cap, the exceptions and how to compare programs with Lendmire.
Can a Retiree on Asset Depletion Use Jumbo Cash-Out Proceeds as Reserves?
A retiree on asset depletion usually cannot count jumbo cash-out proceeds as reserves. See why, the exceptions, and the fixes from Lendmire.
VA Cash-Out Refinance Verification for a Retiree on Pension Income
Learn how verification for a retiree on pension income works on a VA cash-out refinance, and request a Lendmire review to compare your options.
Does a 2-4 Unit Primary Home Cash-Out Refinance Need Higher Credit?
Does a 2-4 unit primary home cash-out refinance need higher credit? See what changes with unit count and how to prepare. Ask Lendmire to compare programs.
Cash-Out Refinance PMI Rules for a 2-4 Unit Primary Home
Learn the cash-out refinance PMI rules for a 2-4 unit primary home, why the 75% cap usually avoids PMI, and how Lendmire can help you compare programs.
How to Certify VA Cash-Out Occupancy Before a PCS Move
Learn how to certify VA cash-out occupancy before a PCS move, which route fits your household, and what to gather. Lendmire can help you compare programs.
Cash-Out Without Tax Returns vs Full Docs for a 1099 Contractor
Compare cash out without tax returns vs full docs as a 1099 contractor, and see which path fits your deposits and returns. Lendmire can help.
Should a First-Time Equity Borrower Choose an FHA Cash-Out?
Should a first-time equity borrower choose an FHA cash-out? Learn the 80% cap, who qualifies, and the tradeoffs, then ask Lendmire to review your options.