How a Cash-Out Refinance Replaces Several Monthly Payments With One
See how a cash-out refinance replaces several monthly payments with one, what it costs, and where the rules bend. Lendmire can help you compare programs.
Cash-Out Refinance
Articles about cash-out refinancing of investment and second-home properties. Start with the Cash-Out Refinance program page or browse the Cash-Out Refinance Guide Library.
How to Prepare Accounts for an Electronically Verified VA Cash-Out
Prepare your accounts for an electronically verified VA cash-out: what lenders check, what to explain, and the paper fallback. Ask Lendmire to review your file.
Can a VA Cash-Out Refinance Fund a Rental Down Payment?
Can a VA cash-out refinance fund a rental down payment? Learn the occupancy rule and how Lendmire arranges the DSCR loan that follows.
FHA Cash-Out Rules for Second Mortgage Payoff, CLTV and Seasoning
FHA cash-out rules for second mortgage payoff explained: the 80% combined cap, three seasoning clocks, and how investors compare DSCR options with Lendmire.
Jumbo Cash-Out Requirements for a Rental: Cap, Reserves, Income
Jumbo cash-out requirements for a rental: see how loan size, reserves, and rent coverage set your cash, with Lendmire.
Can a Veteran Get a VA Jumbo Cash-Out With Reduced Entitlement?
See how a VA jumbo cash-out works with reduced entitlement: guaranty, equity and the 100% cap. Ask Lendmire to review your primary residence.
Electronic Verification vs. the Paper File on a Jumbo Cash-Out Refinance
Electronic verification vs. the paper file on a jumbo cash-out: see which route fits your income and accounts. Lendmire can help you compare your options.
How to Document Self-Employed Income for an FHA Cash-Out
Learn how to document self-employed income for an FHA cash-out, and see when Lendmire can help you compare bank statement options.
How to Compare Cash-Out Refinance Offers on a Low First Mortgage
Compare refinance offers on a low first mortgage by total cost, not rate alone. Lendmire shows how to line up Loan Estimates and see what each one costs.
Should an Adjustable First Mortgage Become a Jumbo Cash-Out?
Adjustable first mortgage become a jumbo cash-out? See when it makes sense, how reserves and ratios change, and ask Lendmire to compare your loan options.
How to Retire a Private Second Mortgage With an FHA Cash-Out
See how a private second mortgage with an FHA cash-out gets paid off at closing, and when a rental needs a DSCR route. Lendmire explains.
Second Home Cash-Out Refinance Documentation Requirements
Learn the second home cash-out refinance documentation lenders ask for, from income and title to occupancy proof. Lendmire can help you compare programs.
Can an S-Corp Owner Use Bank Statements for a Conventional Cash-Out?
S-corp owner use bank statements guide: how deposit-based cash-out works, the LTV limits and documents. Lendmire explains.
Does Paying Out a Co-Borrower Make It a Conventional Cash-Out Refinance?
Paying out a co-borrower can be limited cash-out or special purpose cash-out. See how the agencies differ and ask Lendmire to compare your leverage options.
Delayed Financing Cash-Out Rules for a Cash-Bought 2-4 Unit Primary Home
Bought a duplex or fourplex with cash? Learn the delayed financing cash-out rules, the 75% cap and the paperwork, then ask Lendmire to review your file.