Can Retirement Assets Count as Income for a Retiree’s Cash-Out Refinance?
Learn how retirement income and assets count as income for a retiree’s cash-out refinance, and what documents help. Ask Lendmire to compare your options.
Cash-Out Refinance
Articles about cash-out refinancing of investment and second-home properties. Start with the Cash-Out Refinance program page or browse the Cash-Out Refinance Guide Library.
Should a Cash-Out Refinance Over the Conforming Limit Be Split in Two?
Weighing a cash-out refinance over the conforming limit? See when a two-loan split beats one jumbo, and compare your options with Lendmire today.
How a Jumbo Cash-Out Lender Counts Reserves on Asset Depletion
See how a jumbo lender counts reserves on asset depletion, why cash-out proceeds often don’t qualify, and how Lendmire helps you compare options.
Jumbo Cash-Out Closing Costs for a High-Cost State Like New York
See how closing costs for a high-cost state like New York shape a jumbo cash-out, what you can shop, and how Lendmire can help you compare programs.
Does an FHA Cash-Out Need a Full Appraisal on an Existing FHA Loan?
Need a full appraisal on an existing FHA loan for a cash-out? Learn when it applies, how value sets your cash, and ask Lendmire to compare your options.
How to Qualify for Both a Cash-Out Refinance and a Second Home Loan
Learn how to qualify for a cash-out refinance and a second home loan together, from equity and DTI to reserves. Lendmire can help you compare programs.
Jumbo Cash-Out vs Bank Statement Cash-Out for a Self-Employed Owner
Jumbo cash-out vs bank statement cash-out for a self-employed owner: see how each documents income, with help from Lendmire.
VA Cash-Out vs Conventional for a Veteran Paying Mortgage Insurance
A veteran paying mortgage insurance can compare a VA cash-out with a conventional cash-out on the home they live in. See the fit and talk to Lendmire.
Should You Choose a Jumbo Cash-Out ARM Over a Second Lien?
Weigh a jumbo cash-out ARM against a second lien: what each does to your first mortgage, the worst-case payment, and how Lendmire can help you compare.
How Annual MIP Changes the Payment on an FHA-to-FHA Cash-Out
See how annual MIP shapes the payment on an FHA-to-FHA cash-out, from tiers to the 11-year duration. Lendmire can help you compare options today.
Conventional Cash-Out Without Tax Returns vs Full Docs for a Retiree
Conventional cash-out without tax returns vs. full docs for a retiree: see which paperwork route fits your income. Lendmire can help you compare programs.
How Much a Conventional Cash-Out Lends to a Locked-in Homeowner
See how a cash-out lends to a locked-in homeowner: the 80% cap, payoff math and what repricing costs. Lendmire can help you compare options today.
VA Cash-Out vs Second Lien for a First-Time Borrower Needing a Large Draw
VA cash-out vs. second lien: see which fits a large draw, what each costs you, and how to decide. Talk with Lendmire to compare your options today.
Jumbo Cash-Out vs Bank Statement Cash-Out With a Low First Mortgage
Compare jumbo cash-out vs. bank statement cash-out when you hold a low first mortgage, and see which fits your income. Lendmire arranges both.
Can a Veteran With Partial Entitlement Refinance Into a VA Cash-Out?
Learn how a partial entitlement refinance into a VA cash-out works, what limits your cash, and how Lendmire can help you compare options. Start with your COE.