Can a Free-and-Clear Homeowner Get a Cash-Out Without Mortgage Insurance?
Learn how to get a cash-out without mortgage insurance on a paid-off home, where the 80% line sits, and what it costs instead. Ask Lendmire to compare options.
Cash-Out Refinance
Articles about cash-out refinancing of investment and second-home properties. Start with the Cash-Out Refinance program page or browse the Cash-Out Refinance Guide Library.
Conventional Cash-Out vs FHA Cash-Out for Debt Consolidation
Weighing FHA cash-out for debt consolidation against conventional? Compare LTV, credit and mortgage insurance, then ask Lendmire to review your options.
Full-Doc vs Deposit-Based Conventional Cash-Out for a Self-Employed Owner
Compare conventional cash-out for a self-employed owner on full-doc or deposit-based income, and see how Lendmire helps match your file.
Should You Use a Cash-Out Refinance Now for a Renovation or ADU?
Weighing a cash-out refinance now for a renovation or ADU? Learn when it fits, when a HELOC or renovation loan wins, and ask Lendmire to compare options.
Jumbo Cash-Out Reserve Requirements for a Retiree on Asset Depletion
Understand reserve requirements for a retiree using asset depletion on a jumbo cash-out, and see how Lendmire helps compare options.
FHA Cash-Out Refinance for Retirees on Pension and Social Security
Learn how an FHA cash-out refinance works on pension and Social Security income, what documents count, and where Lendmire can help you compare options.
Can a Retiree Do a Cash-Out Refinance Without Restarting 30 Years?
Retirees can do a cash-out refinance without restarting 30 years by choosing a shorter term. See how income counts, then ask Lendmire to compare programs.
FHA Cash-Out Payment History Requirements for an Existing FHA Loan
FHA cash-out payment history requirements explained: the 12-month test, what counts as on time, and next steps. Talk to Lendmire to review your loan file.
How to Document a Service-Connected Rating for a VA Cash-Out Exemption
Learn how to document a service-connected rating so your VA cash-out refinance skips the funding fee. See the proof lenders need, and request a review with Lendmire.
VA Cash-Out Qualifying Requirements for a Surviving Spouse
Learn the qualifying requirements for a surviving spouse seeking a VA cash-out refinance, from the COE to underwriting. Talk to Lendmire to compare your options.
FHA Cash-Out Appraisal Standards for a Paid-Off Home
FHA cash-out appraisal standards for a paid-off home: see how value and condition set your cash, then contact Lendmire to compare your FHA loan options.
How Much Cash to Take on a Cash-Out Refinance to Clear Card Debt
Size a cash-out refinance to clear card debt: take what the cards and costs require, not the cap. See the math, then ask Lendmire to compare programs.
VA Cash-Out Requirements for a Veteran Leaving FHA or Conventional
Veteran leaving FHA or conventional? See VA cash-out requirements, appraisal and funding fee basics, then ask Lendmire to compare your home loan options.
Can You Refinance Again After a Texas Cash-Out Refinance to Pay Debt?
Refinance again after a Texas cash-out refinance? Learn the one-year wait, your two loan paths, and how to decide. Lendmire can help you compare options.
Can a High-Balance Homeowner Get a Jumbo Cash-Out on Bank Statements?
Wondering about a jumbo cash-out on bank statements? See how deposits become income and how Lendmire helps self-employed owners compare options.