How a Cash-Out Refinance Changes the Payment on a Variable HELOC
See how a cash-out refinance replaces the payment on a variable HELOC with one DSCR-tested loan. Lendmire explains the mechanics.
Cash-Out Refinance
Articles about cash-out refinancing of investment and second-home properties. Start with the Cash-Out Refinance program page or browse the Cash-Out Refinance Guide Library.
FHA Cash-Out Refinance for Homeowners Choosing Between Programs
Homeowners choosing between programs: compare FHA cash-out, Streamline, conventional, and HELOC options. Lendmire can help you weigh equity access today.
Conventional Cash-Out Refinance DTI Rules for Debts Paid at Closing
DTI rules for debts paid at closing on a conventional cash-out refinance: see which payments drop out of your ratio, then talk with Lendmire about options.
Cash-Out Refinance vs HELOC vs Personal Loan for Card Debt
Compare cash-out refinance vs HELOC vs personal loan for card debt, with homeowner tips on entity title and leverage from Lendmire.
Why Some Veterans Still Choose a VA Cash-Out Over a Second Lien
Why veterans still choose a VA cash-out over a second lien: one payment, 100% of value, and VA conversion. Lendmire can help you compare. Learn more.
Cash-Out Refinance Appraisal Requirements for a Primary or Second Home
Cash-out refinance appraisal requirements for primary and second homes: when you need one, how value sets your cash, and low-value options. Ask Lendmire.
Conventional Cash-Out LTV Limits by Occupancy and Unit Count
LTV limits by occupancy and unit count for conventional cash-out refinances: see the caps, seasoning rules, and edge cases. Ask Lendmire to compare options.
How to Size a Cash-Out Refinance for Contractor Bids and Contingency
Size a cash-out refinance for contractor bids: stack payoff, closing costs and contingency, then test the LTV cap. Talk to Lendmire to compare your options.
Does a Cash-Out Refinance Need a Higher Credit Score Than a Purchase?
Does a cash-out refinance need a higher credit score than a purchase? See how LTV, seasoning and pricing change the bar, and ask Lendmire to compare programs.
The Case for a Conventional Cash-Out Refinance in the Second-Lien Era
Conventional cash-out refinance in the second-lien era: see how one new loan compares with a HELOC or second, then ask Lendmire to map your equity options.
Can You Get a Cash-Out Refinance After a HELOC or Family Loan Purchase?
Wondering how a HELOC or family loan purchase affects your cash-out refinance? Lendmire explains seasoning, liens, and the paperwork lenders want.
Does Paying Off a HELOC in a Refinance Make It a Cash-Out Refinance?
Paying off a HELOC in a refinance usually triggers cash-out treatment on a rental. See how Lendmire helps homeowners compare options.
How Much Down Payment a Primary Home Cash-Out Refinance Creates
Primary home cash-out refinance creates equity cash, not a down payment. See the formula, the equity cap and timing rules, then compare options with Lendmire.
FHA Cash-Out Refinance for Homeowners Whose Tax Returns Understate Income
Homeowners whose tax returns understate income: see how an FHA cash-out refinance counts your income, add-backs and timing. Talk to Lendmire to compare.
How Much Equity an FHA Borrower Needs for a Conventional Cash-Out
Learn the equity an FHA borrower needs for a conventional cash-out refinance, how the 80% cap works, and how Lendmire helps you compare options.