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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

How to Pay Off Business Cards on a Second Home Bank Statement Cash-Out

October 13, 2026October 13, 2026 by Lendmire Research
How to Pay Off Business Cards on a Second Home Bank Statement Cash-Out

Learn how business cards on a second home get paid off at closing with a bank statement cash-out. Lendmire helps you compare your options.

Categories Bank Statement Loans, Cash-Out Refinance Tags Cash-Out Refinance

DSCR Cash-Out Payoff Requirements for an Unrecorded Private Note

October 13, 2026October 13, 2026 by Lendmire Research
DSCR Cash-Out Payoff Requirements for an Unrecorded Private Note

Know the payoff requirements for an unrecorded private note before a DSCR cash-out. Lendmire helps investors map title, payoff and leverage.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties Tags Cash-Out Refinance

Bank Statement HELOC vs Full-Doc HELOC for a 1099 Contractor

October 13, 2026October 13, 2026 by Lendmire Research
Bank Statement HELOC vs Full-Doc HELOC for a 1099 Contractor

Weighing bank statement HELOC vs full doc HELOC as a 1099 contractor? Lendmire shows which income path fits your returns.

Categories Bank Statement Loans, HELOC

Bank Statement HELOC vs Cash-Out Refinance for a Small Short-Term Draw

October 13, 2026October 13, 2026 by Lendmire Research
Bank Statement HELOC vs Cash-Out Refinance for a Small Short-Term Draw

See how a bank statement HELOC vs cash out choice plays out for a small, short draw, and how Lendmire helps compare both.

Categories Bank Statement Loans, Cash-Out Refinance, HELOC Tags Cash-Out Refinance

Can a DSCR Cash-Out Refinance Pay Off a Family Note on a Rental?

October 13, 2026October 13, 2026 by Lendmire Research
Can a DSCR Cash-Out Refinance Pay Off a Family Note on a Rental?

Can a DSCR cash-out refinance pay off a family note on a rental? Lendmire explains the payoff steps, limits, and coverage test.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties Tags Cash-Out Refinance

DSCR Personal Pledge Thresholds on a Purchase vs Cash-Out for LLCs

October 13, 2026October 13, 2026 by Lendmire Research
DSCR Personal Pledge Thresholds on a Purchase vs Cash-Out for LLCs

Personal pledge thresholds on a purchase vs cash-out for LLCs: see what changes and what stays the same. Lendmire arranges DSCR loans.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties Tags Cash-Out Refinance

Bank Statement HELOC LLC and Use-of-Funds Rules by Line Size

October 13, 2026October 13, 2026 by Lendmire Research
Bank Statement HELOC LLC and Use-of-Funds Rules by Line Size

See use-of-funds rules by line size for bank statement HELOCs on rentals and LLC-held property. Lendmire explains the limits.

Categories Bank Statement Loans, HELOC

How to Use a Rental HELOC Behind a DSCR Loan for a Down Payment

October 13, 2026October 13, 2026 by Lendmire Research
How to Use a Rental HELOC Behind a DSCR Loan for a Down Payment

Using a rental HELOC behind a DSCR loan can fund your next down payment. Learn the gates and combined leverage math with Lendmire.

Categories DSCR Loans, HELOC, Investment Properties

Bank Statement HELOC vs Small-Business Loan on a Paid-Off Home

October 13, 2026October 13, 2026 by Lendmire Research
Bank Statement HELOC vs Small-Business Loan on a Paid-Off Home

See how a HELOC vs small-business loan on a paid-off home compares on qualification and risk, with Lendmire’s broker view.

Categories Bank Statement Loans, HELOC

DSCR Cash-Out Documentation for a Rental Held in an LLC

October 13, 2026October 13, 2026 by Lendmire Research
DSCR Cash-Out Documentation for a Rental Held in an LLC

See the DSCR cash-out documentation for a rental held in an LLC, from entity papers to guarantor files. Lendmire explains each step.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties Tags Cash-Out Refinance

Cash-Out Refinance Requirements on Five Rentals Held in One LLC

October 13, 2026October 13, 2026 by Lendmire Research
Cash-Out Refinance Requirements on Five Rentals Held in One LLC

See how to cash out five rentals held in one LLC, from separate notes versus blanket loans to sequencing, with help from Lendmire.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties Tags Cash-Out Refinance

How to Size a Cash-Out Refinance on a Rental With a Low Existing Loan

October 13, 2026October 13, 2026 by Lendmire Research
How to Size a Cash-Out Refinance on a Rental With a Low Existing Loan

Sizing cash-out on a rental with a low existing loan comes down to LTV and rent coverage. See how Lendmire brokers the math.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties Tags Cash-Out Refinance

Rental HELOC vs Cash-Out Refinance for a Large Draw Next to the First

October 13, 2026October 13, 2026 by Lendmire Research
Rental HELOC vs Cash-Out Refinance for a Large Draw Next to the First

Rental HELOC vs cash out for a large draw: compare leverage, title, and qualification, with Lendmire’s broker view on each option.

Categories Cash-Out Refinance, DSCR Loans, HELOC, Investment Properties Tags Cash-Out Refinance

Can Paid-Off and Mortgaged Rentals Get Cash-Out Refinances Together?

October 13, 2026October 13, 2026 by Lendmire Research
Can Paid-Off and Mortgaged Rentals Get Cash-Out Refinances Together?

Yes, paid-off and mortgaged rentals get cash-out refinances, as separate loans or one blanket loan. Lendmire helps you compare DSCR options.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties Tags Cash-Out Refinance

Rental HELOC Without Tax Returns vs Bank HELOC for a 1099 Contractor

October 13, 2026October 13, 2026 by Lendmire Research
Rental HELOC Without Tax Returns vs Bank HELOC for a 1099 Contractor

Weigh a rental HELOC without tax returns vs bank HELOC for a 1099 contractor, and see how Lendmire can help compare options.

Categories Bank Statement Loans, HELOC
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