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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

Best Hard Money Lenders

October 6, 2026August 4, 2026 by Lendmire Research
Best Hard Money Lenders

The “best” hard money lender isn’t the one with the lowest advertised terms — it’s the one whose leverage metric (LTV, ARV, or LTC), documentation

Categories DSCR Loans, Hard Money Loans, Investment Properties

Can Self Employed Get Mortgage?

October 6, 2026August 4, 2026 by Lendmire Research
Can Self Employed Get Mortgage

Yes — self-employed borrowers get mortgages every day, and the “self-employed can’t qualify” line is mostly outdated.

Categories Bank Statement Loans, DSCR Loans, Investment Properties

Mortgage Refinance Cash Out?

October 6, 2026August 4, 2026 by Lendmire Research
Mortgage Refinance Cash Out

Yes, a cash-out refinance is a real and common way to turn built-up equity into usable cash — the new loan pays off the old one and the difference gets

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

Best Refinance Banks For Investment Property

October 6, 2026August 4, 2026 by Lendmire Research
Best Refinance Banks for Investment Property

Searching for the “best bank” to refinance a rental property usually leads nowhere fast, because most banks don’t originate this loan type at any real

Categories DSCR Loans, Investment Properties, Refinance Strategies

Home Equity Loan To Purchase Second Home

October 6, 2026August 4, 2026 by Lendmire Research
Home Equity Loan to Purchase Second Home

Yes, home equity can fund the purchase of another property, but two separate loans are doing two separate jobs.

Categories DSCR Loans, HELOC, Investment Properties

How Many Helocs Can You Have On Investment Properties?

October 6, 2026August 4, 2026 by Lendmire Research
How Many HELOCs Can You Have on Investment Properties

There’s no legal or federal limit on the number of HELOCs an investor can hold — nothing in banking law caps the count.

Categories HELOC, Investment Properties

Hard Money Vs Private Money

October 6, 2026August 4, 2026 by Lendmire Research
Hard Money vs Private Money

Hard Money Vs Private Money: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories DSCR Loans, Hard Money Loans, Investment Properties

FHA Cash Out Refinance Bad?

October 6, 2026August 4, 2026 by Lendmire Research
FHA Cash Out Refinance Bad

An FHA cash-out refinance isn’t inherently bad — it’s just unavailable to almost every rental-property investor.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

Mortgage Refi For Self Employed

October 6, 2026August 4, 2026 by Lendmire Research
Mortgage Refi for Self Employed

Self-employed borrowers can refinance, but the file works differently than a W-2 file.

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

Home Equity Line Of Credit Self Employed

October 6, 2026August 4, 2026 by Lendmire Research
Home Equity Line of Credit Self Employed

Self-employment doesn’t block a HELOC application — it changes which income-documentation lane fits.

Categories Bank Statement Loans, HELOC, Investment Properties

Can You Get A Mortgage With 1099 Income?

October 6, 2026August 4, 2026 by Lendmire Research
Can You Get a Mortgage with 1099 Income

Yes. 1099 income is legitimate, documentable income, and lenders work with it every day.

Categories Bank Statement Loans, DSCR Loans, Investment Properties

Best Lenders Offering HELOCs For Self-employed Individuals

October 6, 2026August 4, 2026 by Lendmire Research
Best Lenders Offering HELOCs for Self-employed Individuals

Self-employed borrowers get approved for HELOCs regularly — the qualification path just runs through bank statements, profit-and-loss review, and asset

Categories Bank Statement Loans, HELOC, Investment Properties

Self-employed HELOC

October 6, 2026August 4, 2026 by Lendmire Research
Self-employed HELOC

A self-employed borrower can qualify for a HELOC — what changes is the qualifying document, not the product.

Categories Bank Statement Loans, HELOC, Investment Properties

No Income Verification HELOC

October 5, 2026August 4, 2026 by Lendmire Research
No Income Verification HELOC

A true zero-documentation home equity line doesn’t exist, even on a rental property.

Categories HELOC, Investment Properties

How To Get A Mortgage Loan If Self Employed

September 29, 2026August 4, 2026 by Lendmire Research
How to Get a Mortgage Loan if Self Employed

Self-employment doesn’t disqualify you from a mortgage — it changes what you have to prove and how.

Categories Bank Statement Loans, DSCR Loans, Investment Properties
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