Lendmire Research

Yes, a low credit score can still get you into a DSCR loan — the score doesn’t get checked out of the deal, it just gets priced into it.

A 40-year DSCR loan stretches the amortization schedule ten years past the standard 30-year term, and it’s almost always paired with a 10-year

Investment property financing isn’t one product — it’s a menu.

A DSCR loan and a non-recourse loan answer two different questions.

A no income investment property loan qualifies primarily on property-level rental income, subject to lender guidelines.

A DSCR loan sizes a rental property loan around the property’s own rent, not the borrower’s paycheck.

Investment property loans get underwritten differently than a home loan for a house you live in — most rental purchases today run through DSCR (debt

Owner-occupied and investment property loans aren’t just priced differently — they run on two separate legal tracks with different documentation

Using a 401k Loan for Investment Property: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Investment Property Loan Programs: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

15-Year DSCR Loans Explained: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Yes, a DSCR loan requires an appraisal, and it does more work than a typical purchase appraisal.

A DSCR loan qualifies you on what the property earns, not what you earn personally — no W-2s, no tax returns, no personal debt-to-income math.

Investment property loans split into two basic worlds: conventional loans that qualify you on personal income and debt-to-income ratio, and DSCR