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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

How Many Helocs Can You Have On Investment Properties?

October 11, 2026August 4, 2026 by Lendmire Research
How Many HELOCs Can You Have on Investment Properties

There’s no legal or federal limit on the number of HELOCs an investor can hold — nothing in banking law caps the count.

Categories HELOC, Investment Properties

Hard Money Vs Private Money

October 11, 2026August 4, 2026 by Lendmire Research
Hard Money vs Private Money

Hard Money Vs Private Money: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories DSCR Loans, Hard Money Loans, Investment Properties

FHA Cash Out Refinance Bad?

October 12, 2026August 4, 2026 by Lendmire Research
FHA Cash Out Refinance Bad

An FHA cash-out refinance isn’t inherently bad — it’s just unavailable to almost every rental-property investor.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

Mortgage Refi For Self Employed

October 11, 2026August 4, 2026 by Lendmire Research
Mortgage Refi for Self Employed

Self-employed borrowers can refinance, but the file works differently than a W-2 file.

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

Home Equity Line Of Credit Self Employed

October 11, 2026August 4, 2026 by Lendmire Research
Home Equity Line of Credit Self Employed

Self-employment doesn’t block a HELOC application — it changes which income-documentation lane fits.

Categories Bank Statement Loans, HELOC, Investment Properties

Can You Get A Mortgage With 1099 Income?

October 12, 2026August 4, 2026 by Lendmire Research
Can You Get a Mortgage with 1099 Income

Yes. 1099 income is legitimate, documentable income, and lenders work with it every day.

Categories Bank Statement Loans, DSCR Loans, Investment Properties

Best Lenders Offering HELOCs For Self-employed Individuals

October 12, 2026August 4, 2026 by Lendmire Research
Best Lenders Offering HELOCs for Self-employed Individuals

Self-employed borrowers get approved for HELOCs regularly — the qualification path just runs through bank statements, profit-and-loss review, and asset

Categories Bank Statement Loans, HELOC, Investment Properties

Self-employed HELOC

October 12, 2026August 4, 2026 by Lendmire Research
Self-employed HELOC

A self-employed borrower can qualify for a HELOC — what changes is the qualifying document, not the product.

Categories Bank Statement Loans, HELOC, Investment Properties

No Income Verification HELOC

October 12, 2026August 4, 2026 by Lendmire Research
No Income Verification HELOC

A true zero-documentation home equity line doesn’t exist, even on a rental property.

Categories HELOC, Investment Properties

How To Get A Mortgage Loan If Self Employed

October 12, 2026August 4, 2026 by Lendmire Research
How to Get a Mortgage Loan if Self Employed

Self-employment doesn’t disqualify you from a mortgage — it changes what you have to prove and how.

Categories Bank Statement Loans, DSCR Loans, Investment Properties

How Much Net Income Does Self Employed Have To Have To Qualify For Mortgage?

October 12, 2026August 4, 2026 by Lendmire Research
How Much Net Income Does Self Employed Have to Have to Qualify for Mortgage

There is no fixed net-income number self-employed borrowers must clear to qualify for a mortgage — the figure depends entirely on which underwriting lane

Categories Bank Statement Loans, DSCR Loans, Investment Properties

What Is A Bank Statement Loan?

October 11, 2026August 4, 2026 by Lendmire Research
What Is a Bank Statement Loan

What Is A Bank Statement Loan: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories Bank Statement Loans

HELOC For The Self Employed

October 11, 2026August 4, 2026 by Lendmire Research
HELOC for the Self Employed

HELOC For The Self Employed: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories Bank Statement Loans, HELOC, Investment Properties

Should I Use Home Equity To Buy An Investment Property?

October 10, 2026August 4, 2026 by Lendmire Research
Should I Use Home Equity to Buy an Investment Property

Should I Use Home Equity To Buy An Investment Property: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from.

Categories DSCR Loans, HELOC, Investment Properties

Compare HELOC Options For Self-employed Individuals.

October 11, 2026August 4, 2026 by Lendmire Research
Compare HELOC Options for Self-employed Individuals

Compare HELOC Options For Self-employed Individuals: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from.

Categories Bank Statement Loans, HELOC, Investment Properties
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