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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

How Does A Bank Statement Loan Work?

October 15, 2026August 14, 2026 by Lendmire Research
How Does A Bank Statement Loan Work?

It’s a non-QM product built for self-employed borrowers whose tax returns understate real cash flow.

Categories Bank Statement Loans

What A 1099 Looks Like When The Mortgage Is In A Trust?

October 15, 2026August 14, 2026 by Lendmire Research
What A 1099 Looks Like When The Mortgage Is In A Trust

1099 Looks Like Whenthe Mortgage Is In A Trust — The Quick Read: There usually isn’t one.

Categories Bank Statement Loans

Amortize Loan Refinance Costs Rental Property

October 15, 2026August 14, 2026 by Lendmire Research
Amortize Loan Refinance Costs Rental Property

Amortize Loan Refinance Costs Rental Proeprt — The Quick Read: Refinance costs on a rental property don’t get written off the year they’re paid.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Can You Claim HELOC Interest On Investment Property?

October 15, 2026August 14, 2026 by Lendmire Research
Can You Claim HELOC Interest On Investment Property

Can You Claim HELOC Intertest On Investment Property — The Quick Read: Whether interest on a HELOC tied to an investment property can be claimed depends

Categories HELOC, Investment Properties

How To Use Equity In Your Home For Real Estate Investment

October 15, 2026August 5, 2026 by Lendmire Research
How To Use Equity In Your Home For Real Estate Investment

How To Use Equity In Your Home For Real Estate Investment — The Quick Read: Homeowners tap equity three ways — a home equity loan, a HELOC, or a cash-out

Categories DSCR Loans, Investment Properties

Best Programs For A No Income Verification Home Equity Line

October 15, 2026August 5, 2026 by Lendmire Research
Best Programs For A No Income Verification Home Equity Line

Best Programs For A No Income Verification Home Equity Line: what investors need to know about DSCR financing — eligibility, coverage, and loan structure.

Categories HELOC, Investment Properties

Compare HELOC Options Using Bank Statements

October 16, 2026August 5, 2026 by Lendmire Research
Compare HELOC Options Using Bank Statements

Compare HELOC Options Using Bank Statements — The Quick Read: Bank statement HELOCs qualify borrowers off 12-24 months of deposits instead of tax returns

Categories Bank Statement Loans, HELOC

Which Lenders Offer Equity Loans On Rental Property?

October 15, 2026August 5, 2026 by Lendmire Research
Which Lenders Offer Equity Loans On Rental Property?

Which Lenders Offer Equity Loans On Rental Property — Two different kinds of lenders answer this question, and they’re not interchangeable.

Categories DSCR Loans, Investment Properties

Hard Money Construction Lenders

October 15, 2026August 5, 2026 by Lendmire Research
Hard Money Construction Lenders

Hard Money Construction Lenders — The Quick Read: Hard money construction lenders fund ground-up builds and major rebuilds using the deal’s own economics

Categories Hard Money Loans, Investment Properties

Best Place To Refinance Rental Property

October 15, 2026August 5, 2026 by Lendmire Research
Best Place To Refinance Rental Property

Best Place To Refinance Rental Property — The Quick Read: There’s no single storefront that wins this — the loan structure an investor picks does more

Categories DSCR Loans, Investment Properties, Refinance Strategies

Best Refinance Banks For Investment Property Bigger Pockets

October 15, 2026August 5, 2026 by Lendmire Research
Best Refinance Banks For Investment Property Bigger Pockets

Best Refinance Banks For Investment Property Bigger Pockets: what investors need to know about DSCR financing — eligibility, coverage, and loan structure.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Hard Money Profit Calculator

October 15, 2026August 5, 2026 by Lendmire Research
Hard Money Profit Calculator

Hard Money Profit Calculator — The Quick Read: A hard money profit calculator turns your deal numbers — purchase price, rehab budget, after-repair value

Categories Hard Money Loans, Investment Properties

Documents Needed For A Bank Statement HELOC Application

October 16, 2026August 5, 2026 by Lendmire Research
Documents Needed For A Bank Statement HELOC Application

Documents Needed For A Bank Statement HELOC Application — The Quick Read: A bank statement HELOC swaps W-2s and tax returns for 12-24 months of deposit

Categories Bank Statement Loans, HELOC

Investment HELOC

October 15, 2026August 5, 2026 by Lendmire Research
Investment HELOC

Investment HELOC — The Quick Read: An investment HELOC is a revolving line of credit secured by a rental property you already own, letting you draw

Categories HELOC, Investment Properties

Using HELOC To Buy Investment Property

October 15, 2026August 5, 2026 by Lendmire Research
Using HELOC To Buy Investment Property

Using HELOC To Buy Investment Property — Yes, you can, but a home equity line of credit doesn’t buy the property.

Categories HELOC, Investment Properties
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