FHA Loan

Is an FHA loan still worth it for house hacking a 2–4 unit? Learn the down payment, mortgage insurance and rent rules, then compare options with Lendmire.

Can you use an FHA loan on a 2-4 unit you won’t live in? Learn the occupancy rule, the house-hacking path, and next steps. Ask Lendmire to compare options.

FHA loan self-sufficiency test requirements for 3-4 unit buyers: how the rent math, reserves and fixes work. See how Lendmire can help compare your options.

Can a seller fix an FHA appraisal problem on new construction? See how builder repairs work and what to do if they stall. Ask Lendmire to compare options.

Can a seller fix an FHA appraisal problem on a condo? See what sellers can repair, what the HOA owns, and how Lendmire can help you compare FHA options.

FHA loan vs. conventional loan when a home needs repairs: see how each treats condition, repairs and renovation loans. Lendmire can help you compare options.

FHA loan vs. conventional requirements for a condo: compare leverage, credit, mortgage insurance and building review. Lendmire can help you compare options.

Learn how FHA loan employment history rules treat job gaps and new graduates, and what to document. Lendmire can help you compare your options. Start here.

FHA loan occupancy requirements for 2-4 unit homes: move-in timing, rent rules and edge cases. Learn how it works, then ask Lendmire to compare options.

FHA condo approval rules for a project with many renters: how units are counted, the exceptions, and fallbacks. Talk with Lendmire to compare options.

FHA loan requirements for a gift-funded down payment: eligible donors, gift letters, and transfer proof. See how Lendmire can help you compare your options.

Should a high-DTI veteran pick an FHA loan over VA? Compare residual income, mortgage insurance and ratios, then ask Lendmire to compare options for your file.

FHA loan appraisal repair requirements explained: who decides what gets fixed, your options, and 203(k) basics. See if an FHA loan fits with Lendmire.

Buy a duplex or fourplex on an FHA loan with 3.5% down when you live in one unit. See how rent counts and how the 3-4 unit test works. Talk with Lendmire.

Learn how to put more down to use an FHA loan on a home near the limit, what extra cash does to your loan, and how Lendmire can help you compare options.