Can You Get a DSCR Cash-Out Refinance When the Ratio Falls Below 1.0?
A DSCR cash-out refinance when the ratio falls below 1.0 is possible through select lenders. See the mechanics and fixes, with Lendmire.
Investment Properties
Release Prices and Paydowns on a Two-Property DSCR Blanket Loan
A two-property DSCR blanket loan ties both rentals to one lien. Learn how release prices and paydowns work, with Lendmire.
Sell vs HELOC vs Cash-Out Refinance to Fund the Next Rental
Sell vs HELOC vs cash-out refinance compared for the next rental purchase, with Lendmire’s broker view on title, leverage and coverage.
Can You Get a DSCR Cash-Out on a Seasonal Airbnb Rental?
A DSCR cash-out on a seasonal Airbnb is sized on a full year of averaged income. See how Lendmire structures these files for investors.
How a Cash-Out Refinance Changes Rental Cash Flow per $10K
See how a cash-out refinance changes rental cash flow for every $10K you pull, and how Lendmire helps investors size the loan to rent coverage.
How to Calculate DSCR After a Cash-Out Refinance
Learn to calculate DSCR after a cash-out refinance by rebuilding the payment on the new loan. Lendmire helps investors compare DSCR options.
Investor Cash-Out Refinance Reserve Requirements Explained
Cash-out refinance reserve requirements explained: how months of PITIA are counted, what qualifies, and how Lendmire helps investors plan.
Digital Rental HELOC vs Bank HELOC What You Give Up
Digital rental HELOC vs bank HELOC: see what each route asks of a landlord on title, income and valuation, and how Lendmire can help compare.
Rental HELOC Property Types: Units, Condos and Long-Term Rentals
See which rental HELOC property types units condos can carry a home equity line, and how Lendmire helps investors compare options.
How Much a Free-and-Clear Rental Releases in a DSCR Cash-Out
See how a free-and-clear rental releases in a DSCR cash-out, which limit binds first, and what comes off the check. Lendmire arranges the loan options.
Bank vs Wholesale Rental HELOC for a Landlord Turned Down Once
Weighing a bank vs wholesale rental HELOC after a decline? See which channel fits your file, and how Lendmire can help compare options.
Can a DSCR Cash-Out Pay Off Hard Money That Funded Purchase and Rehab?
Learn how a DSCR cash-out can pay off hard money that funded purchase and rehab, and what Lendmire investors should check first.
How to Cash Out a Free-and-Clear Luxury Rental for the Next DSCR Purchase
Learn how to cash out a free-and-clear luxury rental to fund your next DSCR purchase, with Lendmire’s guide to coverage, leverage, and reserves.
Rental HELOC vs Home HELOC for Funding the Next Purchase
See how a rental HELOC vs home HELOC compares on collateral, leverage, and risk when funding your next purchase, with Lendmire’s broker view.
How to Close a Rental HELOC Remotely From Another State
Learn how to close a rental HELOC remotely from another state, from signing methods to title rules. Lendmire explains the steps.