Does a Fully Leased Fourplex Qualify for DSCR Cash-Out?
Can a fully leased fourplex qualify for DSCR cash-out? See how rent, LTV, and seasoning decide it, and how Lendmire arranges the loan.
Investment Properties
Can You Get a Rental HELOC When the Lease Ends in Three Months?
A rental HELOC when the lease ends is usually still possible. Lendmire explains the documents and equity limits investors need.
DSCR Cash-Out Decision Factors When the First Mortgage Is Cheap
Weigh DSCR cash-out decision factors before replacing a cheap first mortgage. Lendmire explains the repricing, coverage, and net-proceeds math.
Can You Get a Rental HELOC With a Below-Market Lease in Place?
A rental HELOC with a below-market lease is usually possible. Lendmire explains when the low rent matters and when it doesn’t.
DSCR Cash-Out Documentation Without Tax Returns for a 1099 Contractor
See the documentation without tax returns for a 1099 contractor on a DSCR cash-out refinance, and how Lendmire arranges the loan.
DSCR Cash-Out Without Tax Returns for an S-Corp Owner on Distributions
Why tax returns for an S-corp owner don’t set DSCR cash-out qualification, and the rent does. Lendmire explains the file.
Should a Landlord Skip a Cash-Out and Use a HELOC for a Short Need?
Should you use a HELOC for a short need or refinance? Lendmire explains when a line beats a DSCR cash-out for landlords.
Can a Top-Tier Flipper Pay Off Hard Money With a DSCR Cash-Out?
Can a top-tier flipper pay off hard money through a DSCR cash-out? Lendmire explains the seasoning, appraisal, and coverage tests.
How to Get a Rental HELOC While Still on the Original Home Loan
Learn how to get a rental HELOC while still on the original home loan, keep your first lien, and see how Lendmire can help compare options.
Can a Single-Member LLC Get a HELOC on a Rental It Owns?
Can a single-member LLC get a HELOC on a rental? See the four routes investors use, and how Lendmire arranges DSCR cash-out instead.
Investment Property HELOC Rules for an Airbnb Under a Year Old
Learn the rules for an Airbnb under a year old when tapping equity, and how Lendmire compares HELOC and DSCR cash-out paths.
Does a Quitclaim Between Spouses Restart Seasoning for a Rental HELOC?
Does a quitclaim between spouses restart seasoning for a rental HELOC? Learn when the clock restarts and how Lendmire helps investors plan.
Can You Get a DSCR Cash-Out Refinance on a Below-Market Lease?
Yes, a DSCR cash-out refinance on a below-market lease can work, but the lease may cap your proceeds. Lendmire explains your options.
Is a Rental HELOC a Good Idea With an Adjustable First Mortgage?
Wondering if a rental HELOC is a good idea with an adjustable first mortgage? Lendmire explains the stress test, limits, and alternatives.
Rental HELOC Requirements on a Fourplex When You Live in One Unit
See how a fourplex when you live in one unit is underwritten for a HELOC, from CLTV to title, with Lendmire’s guidance.