How to Close a Hilton Head Luxury Rental DSCR Loan
Learn how to close a hilton head luxury rental DSCR loan, from income method to flood coverage, with Lendmire arranging the financing.
Investment Properties
Investment Properties articles from Lendmire: how-to guides, requirements and eligibility checklists, cost and timeline questions, and side-by-side comparisons for borrowers and investors. Start with the DSCR Loans program page or browse the DSCR Loans Guide Library.
DSCR Cash-Out Refinance vs HELOC for a Landlord With a DSCR Loan
Weighing a DSCR cash-out refinance vs. HELOC on your rental? Lendmire explains who each option fits, and how title and coverage decide it.
How Much Personal Income a DSCR Lender Counts During Leave
The personal income a DSCR lender counts during leave is none; the property’s rent does the work. See what else gets reviewed, with Lendmire.
Is a DSCR Cash-Out Refinance Worth a New Lien on a Rental?
Is a DSCR cash-out refinance worth a new lien on your rental? See the net-proceeds math, coverage test and decision table from Lendmire.
How to Do a DSCR Cash-Out Without a New Exit Fee Period
Plan a DSCR cash-out without a new exit fee period by comparing no-penalty, second-lien, and timing routes. Lendmire explains each trade-off.
How to Document Gifted Equity From a Family Seller on a DSCR Loan
Learn how to document gifted equity from a family seller on a rental purchase, with Lendmire’s DSCR paperwork checklist for investors.
How the Six-Month Ownership Rule Works on a DSCR Cash-Out
See how the six-month ownership rule works on a DSCR cash-out, and how Lendmire helps investors plan the timing and compare options.
How Subordination Works on a DSCR Rental Refinance
See how subordination works on a DSCR rental refinance, when a junior lien can stay, and when payoff is cleaner. Lendmire explains the options.
How Much Rental Income a DSCR Underwriter Counts
See how rental income a DSCR underwriter counts is set by lease versus appraised rent, so you can plan your ratio. Lendmire explains.
Can a Ski Cabin Rented Only in Winter Qualify for a DSCR Loan?
A ski cabin rented only in winter can qualify for a DSCR loan when full-year income covers the payment. Lendmire explains how lenders test it.
Can a DSCR Loan Refinance a Small Apartment Building?
Can a DSCR loan refinance a small apartment building? Learn how unit count and coverage decide it, and how Lendmire arranges options.
How a DSCR Lender Sizes Delayed Financing After a Low Appraisal
See how a DSCR lender sizes delayed financing after a low appraisal, and what Lendmire checks on all-cash rental files.
How a Landlord Cashes Out With DSCR Instead of Selling
See how a landlord cashes out with DSCR instead of selling, keeping the rental and the cash. Lendmire arranges the loan.
Can You Refinance a Rental Over the Standard DSCR Loan Amount?
Can you refinance a rental over the standard DSCR loan amount? See how rate-and-term and cash-out differ above the ceiling, with Lendmire.
Can a Low-Cash-Flow San Francisco Rental Get a DSCR Loan?
Wondering if a low-cash-flow San Francisco rental get a DSCR loan? See the paths, tradeoffs, and fixes with Lendmire.