How a DSCR Lender Sizes a Rental Refinance on Rent Instead of Income
Learn how a DSCR lender sizes a rental refinance on rent, not income, and which limit sets your loan. Lendmire explains the math.
Investment Properties
Investment Properties articles from Lendmire: how-to guides, requirements and eligibility checklists, cost and timeline questions, and side-by-side comparisons for borrowers and investors. Start with the DSCR Loans program page or browse the DSCR Loans Guide Library.
How DSCR Delayed Financing Counts Rehab Money You Put In
See how DSCR delayed financing counts rehab money, what documents prove the spend, and how Lendmire helps investors compare loan options.
How a DSCR Lender Handles Personal Use of a Rural Cabin
See how a DSCR lender handles personal use of a rural cabin, and how Lendmire helps investors match the loan to actual use.
How to Buy a First Rental With a DSCR Loan and No Track Record
Learn how to buy a first rental with a DSCR loan and no track record, and what cash and coverage to bring. Lendmire arranges DSCR options.
How to Close a DSCR Loan on a Rental With Negative DSCR
Learn how to close a DSCR loan on a rental with negative DSCR, and how Lendmire arranges sub-1.00 and no-ratio paths for investors.
How a DSCR Lender Counts Rent on a Home You Moved Out Of
Learn how a DSCR lender counts rent on a home you moved out of, and how Lendmire helps investors compare lease and market-rent paths.
How a DSCR Lender Counts Rent History for a Renter Investor
See how a DSCR lender counts rent history for a renter investor, from lease versus market rent to the renter path. Lendmire explains.
How a DSCR Lender Reads Rent-Controlled Rent in San Francisco
See how a DSCR lender reads rent-controlled rent in San Francisco, which rent counts, and how Lendmire helps investors test coverage.
How Much Cash-Out an Out-of-State Owner Gets on a DSCR Loan
The cash-out an out-of-state owner gets depends on the property, not your address. See how Lendmire helps investors size a DSCR cash-out.
How a DSCR Lender Reads a Late Mortgage Payment on a Rental
See how a DSCR lender reads a late mortgage payment on your rental file, and how Lendmire helps investors compare programs by lates and leverage.
Can an Out-of-State DSCR Investor Use an Operating LLC?
Can an out-of-state DSCR investor use an operating LLC? Usually yes, with foreign registration and lender review. See how Lendmire helps structure it.
How Much Cash-Out a Portfolio DSCR Loan Allows With Short Seasoning
See the cash-out a portfolio DSCR loan allows on recently bought rentals, and how Lendmire helps investors size proceeds.
How to Raise DSCR on a Rental With an Interest-Only Loan
Learn how to raise DSCR on a rental with interest-only, which payment lenders test, and what limits apply. See options with Lendmire.
Should a Landlord Skip Local Banks for a DSCR Refinance?
Should a landlord skip local banks for a DSCR refinance? See which path fits your file and what switching costs, with help from Lendmire.
How Much It Costs to Refinance a DSCR Loan
Understand the costs to refinance a DSCR loan, from prepayment penalties to closing fees, and how Lendmire helps investors compare options.