Do You Need Extra Reserves for a 40-Year DSCR Loan?
Do you need extra reserves for a 40-year DSCR loan? Learn what sets reserve months and how Lendmire helps investors plan their cash.
Investment Properties
Investment Properties articles from Lendmire: how-to guides, requirements and eligibility checklists, cost and timeline questions, and side-by-side comparisons for borrowers and investors. Start with the DSCR Loans program page or browse the DSCR Loans Guide Library.
Does Acreage Hurt the Appraisal on a Jumbo DSCR Rental Loan?
Can acreage hurt the appraisal on a jumbo DSCR rental loan? See how carve-outs, thin comps, and rent affect your file with Lendmire.
Can You Get an Interest-Only DSCR Loan on a Condo?
Can you get an interest-only DSCR loan on a condo? Learn how the building review and HOA dues affect coverage, with Lendmire’s broker view.
Signed Lease vs Market Rent Estimate for DSCR Coverage
Compare a signed lease vs. market rent estimate to see which rent a DSCR lender counts, with Lendmire guiding your file.
How to Keep Loan Size From Lowering LTV on a Jumbo DSCR Rental
Learn how to keep loan size from lowering LTV on a jumbo DSCR rental by managing loan tiers and coverage. Lendmire explains the levers.
How to Close a DSCR Cash-Out at Cost Basis on a Fresh Rehab
Learn how to close a DSCR cash-out at cost basis on a fresh rehab, and how Lendmire helps investors plan around seasoning and bridge payoff.
How to Get a DSCR Refinance Approved Above the Standard Lane
Learn how to get a DSCR refinance approved above the standard lane by sizing the loan to your real limit, with Lendmire.
Does an Interest-Only DSCR Loan Help a Rental Qualify?
Can an interest-only DSCR loan help a rental qualify? Lendmire explains when the lower payment lifts coverage and when it won’t.
How an Interest-Only Period Works on a Blanket DSCR Loan
Learn how an interest-only period works on a blanket DSCR loan, from pooled coverage to recast, with Lendmire’s guidance.
Can a Rental Awarded in a Divorce Skip DSCR Cash-Out Seasoning?
Can a rental awarded in a divorce skip DSCR cash-out seasoning? See what lenders review and what to document, with Lendmire.
How to Buy a Downtown St. Petersburg Rental With a DSCR Loan
Learn how to buy a downtown st. petersburg rental with a DSCR loan, from condo rules to coverage math, with Lendmire arranging the financing.
Bigger Down Payment vs Longer Term for a Duplex DSCR Loan
Compare bigger down payment vs longer term on a duplex DSCR loan to see which fits your cash and coverage, with Lendmire.
Seller Credits vs Price Reduction on a Jumbo DSCR Loan
Seller credits vs. price reduction on a jumbo DSCR rental: see how each changes loan size, coverage and cash to close. Lendmire breaks it down.
Refinancing vs Keeping Your DSCR Loan for a Rental Investor
Refinancing vs keeping your DSCR loan comes down to payoff cost, coverage, and hold period. Lendmire compares both paths for rental investors.
Deeding a DSCR Rental to an LLC vs Refinancing Into the LLC
Deeding a DSCR rental to an LLC or refinancing into it? See how each path works, and how Lendmire can help you compare options.