How to Fix a Failed DSCR Ratio by Lowering the Loan Amount
Learn how to fix a failed DSCR ratio by sizing a smaller loan with simple math and weighing the cash it costs. Lendmire can help compare options.
Investment Properties
Investment Properties articles from Lendmire: how-to guides, requirements and eligibility checklists, cost and timeline questions, and side-by-side comparisons for borrowers and investors. Start with the DSCR Loans program page or browse the DSCR Loans Guide Library.
Does a DSCR Second Lien Trigger a First-Lien Exit Fee?
Will a DSCR second lien trigger a first-lien exit fee? Learn what to check in your note before pulling equity. Lendmire explains the options.
Should a Rental Investor Use a Broker for a DSCR Cash-Out?
Should a rental investor use a broker for a DSCR cash-out? Learn when a broker helps, when direct works, and how Lendmire compares options.
How Much a Jumbo DSCR Lender Lends to a Trust Borrower
See how much a jumbo DSCR lender lends to a trust borrower, what sets the cap, and which trust documents Lendmire helps investors prepare.
Seller Credits vs. a Lower Price on a DSCR Rental Purchase
Seller credits vs a lower price: see which one helps cash to close and which helps DSCR coverage on a rental purchase, with Lendmire.
How to Close a Jumbo DSCR Loan in an LLC Formed After Signing
Learn how to close a jumbo DSCR loan in an LLC formed after signing, step by step. Lendmire helps investors line up entity and loan paperwork.
How to Get a Jumbo DSCR Loan on a Newly Converted Rental
Learn how to get a jumbo DSCR loan on a newly converted rental: rent evidence, leverage, and reserves, arranged by Lendmire.
Can a Blanket DSCR Loan Qualify on Below-Market Leases?
Can a blanket DSCR loan qualify on below-market leases? See how pooled coverage works and how Lendmire helps investors structure the file.
How to Close a DSCR Refinance When the Rental Sits in an LLC
Learn how to close a DSCR refinance when your rental sits in an LLC, from signers to title. Lendmire explains the steps investors need.
15-Year vs. 30-Year DSCR Loan for a Buy-and-Hold Landlord
Compare a 15-year vs 30-year DSCR loan for a rental you plan to hold, and see how term affects coverage. Lendmire helps investors weigh options.
How LLC Guaranty Signing Works on a Portfolio DSCR Loan
See how LLC guaranty signing works on a portfolio DSCR loan, who signs what, and the exposure it creates. Lendmire explains.
Can a Bigger Cash-Out Make a DSCR Rental Fail Its Coverage Test?
Can a bigger cash-out make a DSCR rental fail its coverage test? Learn how to size the draw so rent still covers the payment, with Lendmire.
Delayed Financing vs Seasoning for a Cash Buyer on a DSCR Refinance
Delayed financing vs. seasoning: see which fits a cash buyer on a DSCR refinance. Lendmire compares both so you can recover capital wisely.
Interest-Only vs Amortizing DSCR Test for a Founder’s Jumbo Loan
The interest-only vs amortizing DSCR test changes which payment your rent must cover. See how Lendmire helps founders compare jumbo options.
How Much a DSCR Lender Lends a First-Time 2-4 Unit Investor
Learn how a DSCR lender lends a first-time 2-4 unit investor, from LTV caps to rent coverage and reserves, with Lendmire.