Brandon Miller, NMLS# 1129696 
Introduction High-value investment properties sit in a financing category of their own. Loan amounts above the conventional conforming limit — currently $806,500 for a single-unit property in most …
Introduction Real estate investors with significant assets but unconventional income face a familiar problem: traditional lenders do not know how to handle them. W-2 employees get approved quickly. …
Introduction If you own rental properties or are building an investment portfolio, how you structure your financing can be just as important as the deals themselves. Two options …
Introduction Fix and flip and buy-and-hold are two distinct investing strategies — and the loan products designed for each are equally distinct. A fix and flip loan is …
Introduction Every rental property investor eventually faces the same crossroads: hold and refinance, or sell and move on? It sounds like a straightforward question, but the answer depends …
Introduction Real estate investors who have built equity in a rental property face an important decision when it comes time to put that equity to work: take out …
Introduction When a real estate investor needs to move fast, two options come up again and again: DSCR loans and private lending. Both can close quickly. Both qualify …
Introduction Real estate investing often involves two distinct phases: the acquisition and repositioning of a property, and the long-term hold that generates rental income over time. Bridge loans …
Introduction If you own rental properties or are looking to buy your first one, you have likely run into the wall that conventional financing builds for investors. Income …
Introduction Real estate investors often reach a fork in the road when financing 1–4 unit rental properties: go the residential route with a DSCR loan, or pursue a …
Introduction When you’re looking to finance a rental property without the headaches of conventional underwriting, two options tend to rise to the top: DSCR loans and portfolio loans. …
Introduction Hard money loans are some of the most useful tools in a real estate investor’s arsenal — right up until the moment they become the most expensive …
Introduction Self-employed real estate investors face a financing challenge that salaried borrowers never encounter: their income on paper looks nothing like the money actually flowing through their business. …
Introduction Real estate investors constantly face the same question: how do I access the capital I need to grow my portfolio without tying up my income or losing …
Introduction When real estate investors need to access capital — whether for a new acquisition, property improvements, or portfolio expansion — two options often come up: a DSCR …