Brandon Miller, CEO, NMLS# 1129696

As of September 28, 2026, resale supply is at its highest in over ten years, builders are cutting prices, and sellers are handing out concessions.

September 2026 — As of September 28, 2026, buyers hold more leverage than they have in years, and less room in the monthly budget.

Price for that buyer, not for the calendar. The homes that sell this fall will be priced right on day one. – The old rule says list in spring or summer.

Rates have risen four weeks running, so the payment a neighborhood forces on you matters as much as the sticker price.

The Fed raised rates a quarter point on September 16, and Freddie Mac’s 30-year average has climbed four weeks in a row.

Inventory is also growing and most builders are offering incentives. That gives you room to negotiate credits toward cash-to-close.

Inventory is up, sales are slower, and the Federal Reserve raised its target range on September 16. Freddie Mac’s survey has now risen four weeks running.

Smart Home Tech After The Fed Hike — Probably not on the strength of the gadget alone.

Freddie Mac’s survey has shown four straight weekly increases in the 30-year average. A handful of quotes tells you where the market sits.

The monthly payment is now only one line on the bill. Taxes, insurance, upkeep and any floating-rate debt all need a place in the budget.

Resale supply is at its highest in over a decade, builders are discounting, and mortgage rates have climbed for four straight weeks.

Existing-home sales slipped in August, supply climbed to its highest level in over a decade, and most builders are handing out incentives.

Inventory is at its highest level in years, which gives you room to negotiate. Check the monthly payment before you fall for a zip code’s reputation.

Renovating Before Listing In September 2026 — As of September 28, 2026, sellers are listing into a market where buyers can negotiate.

Inventory is up and builders are cutting prices, which gives a buyer with a clean file more room to negotiate. Rates are not the only lever you hold.