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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

Best Lenders For Investment Property Cash Out Refinance

October 7, 2026August 4, 2026 by Lendmire Research
Best Lenders for Investment Property Cash Out Refinance

There’s no single “best” lender — there are two different lending worlds, and picking the right one matters more than picking a brand name.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

Airbnb Rental Property Refinance Lenders

October 6, 2026August 4, 2026 by Lendmire Research
Airbnb Rental Property Refinance Lenders

Airbnb and other short-term rental properties refinance through DSCR loans — a business-purpose loan category that qualifies the property on its rental

Categories DSCR Loans, Investment Properties, Refinance Strategies, Short-Term Rentals

Best Way To Refinance A Hard Money Loan

October 6, 2026August 4, 2026 by Lendmire Research
Best Way to Refinance a Hard Money Loan

The best exit from a hard money loan is almost always a DSCR refinance — a loan that qualifies off the property’s rent instead of your personal income.

Categories DSCR Loans, Hard Money Loans, Investment Properties, Refinance Strategies

Home Equity Loan With Bank Statements For Income Verification

October 6, 2026August 4, 2026 by Lendmire Research
Home Equity Loan with Bank Statements for Income Verification

Yes — several home equity lines and loans let you qualify using personal or business bank statement deposits instead of tax returns, W-2s, or pay stubs.

Categories Bank Statement Loans, HELOC

Best DSCR Refinance Lenders

October 6, 2026August 4, 2026 by Lendmire Research
Best DSCR Refinance Lenders

There’s no single “best” DSCR refinance lender — there’s a best-fit lender for your specific file.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Banks That Offer HELOC On Investment Property

October 6, 2026August 4, 2026 by Lendmire Research
Banks That Offer HELOC on Investment Property

Yes, HELOCs on investment property exist, but the lender pool is narrow.

Categories HELOC, Investment Properties

100% Investment Property Refinance

October 6, 2026August 4, 2026 by Lendmire Research
100% Investment Property Refinance

A 100% investment property refinance — borrowing the full value of a rental with no equity left in the deal — does not exist as a standard product, DSCR

Categories DSCR Loans, Investment Properties, Refinance Strategies

Bank Statement HELOC Loan

October 6, 2026August 4, 2026 by Lendmire Research
Bank Statement HELOC Loan

Bank Statement HELOC Loan — A bank statement HELOC lets you tap home equity using deposit history instead of tax returns or pay stubs.

Categories Bank Statement Loans, HELOC

Private Money Lenders For Residential Real Estate

October 6, 2026August 4, 2026 by Lendmire Research
Private Money Lenders for Residential Real Estate

A private money lender is an individual, fund, or small lending group that finances residential real estate for a business purpose — buying, renovating

Categories DSCR Loans, Hard Money Loans, Investment Properties

Buy And Hold Hard Money Lenders

October 6, 2026August 4, 2026 by Lendmire Research
Buy and Hold Hard Money Lenders

Buy And Hold Hard Money Lenders: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories DSCR Loans, Hard Money Loans, Investment Properties

Top Hard Money Loan Funds

October 6, 2026August 4, 2026 by Lendmire Research
Top Hard Money Loan Funds

There’s no single “best” hard money fund worth naming, and any list that hands you five company names without explaining fund structure, leverage

Categories DSCR Loans, Hard Money Loans, Investment Properties

20 Down On Investment Property Refinance

October 6, 2026August 4, 2026 by Lendmire Research
20 Down on Investment Property Refinance

“20% down” is a purchase term — a refinance has no down payment, because there’s no new purchase happening.

Categories DSCR Loans, Investment Properties, Refinance Strategies

First Lien HELOC For Investment Property

October 6, 2026August 4, 2026 by Lendmire Research
First Lien HELOC for Investment Property

A first-lien HELOC on an investment property means the credit line itself sits in the top repayment position on the title — which almost always requires

Categories HELOC, Investment Properties

Residential Hard Money Lenders

October 6, 2026August 4, 2026 by Lendmire Research
Residential Hard Money Lenders

Residential Hard Money Lenders: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories DSCR Loans, Hard Money Loans, Investment Properties

How Does A Hard Money Loan Work?

October 6, 2026August 4, 2026 by Lendmire Research
How Does a Hard Money Loan Work

A hard money loan is short-term financing secured by real estate, funded by private lenders rather than a bank, and approved mainly on the property’s

Categories DSCR Loans, Hard Money Loans, Investment Properties
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